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Traveling is one of life’s greatest pleasures. However, it can be quite expensive, especially if you’re using a credit card that doesn’t offer travel rewards. That’s why it’s essential to choose the right credit card for your travel needs. In this article, we’ll be discussing the best first time credit cards for travel.
What to Look for in a Travel Credit Card?
Before we dive into the best travel credit cards, let’s first discuss what to look for in a travel credit card. Here are some essential features to keep in mind:
- Travel Rewards – Look for a credit card that offers rewards points for travel-related purchases.
- No Foreign Transaction Fees – Avoid credit cards that charge foreign transaction fees when you travel abroad.
- Travel Insurance – Choose a credit card that offers travel insurance coverage, such as trip cancellation insurance, baggage insurance, and rental car insurance.
- Annual Fee – Consider the annual fee of the card and whether the rewards and benefits outweigh the cost.
Best First Time Credit Cards for Travel
1. Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is an excellent choice for first-time travel credit card users. It offers a generous sign-up bonus, travel rewards points, and no foreign transaction fees. The card also comes with several travel insurance benefits, including trip cancellation insurance and rental car insurance. The annual fee is $95, but the rewards and benefits more than make up for it.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another great option for first-time travel credit card users. It offers travel rewards points, no foreign transaction fees, and a $0 annual fee for the first year. The card also comes with travel insurance benefits, including travel accident insurance and auto rental collision damage waiver.
3. Discover it Miles Credit Card
The Discover it Miles Credit Card is an excellent choice for those who want a simple and straightforward travel credit card. It offers unlimited miles rewards on all purchases, which can be redeemed for travel purchases. The card also has no annual fee and no foreign transaction fees.
Conclusion
Choosing the right credit card for your travel needs can save you money and earn you rewards. When looking for a credit card, consider travel rewards, no foreign transaction fees, and travel insurance benefits. The Chase Sapphire Preferred Card, Capital One Venture Rewards Credit Card, and Discover it Miles Credit Card are all great options for first-time travel credit card users.
Frequently Asked Questions (FAQs)
1. What is a travel credit card?
A travel credit card is a credit card that offers travel rewards, such as points or miles, for travel-related purchases.
2. Why should I get a travel credit card?
A travel credit card can help you save money on travel expenses and earn rewards for future trips.
3. What should I look for in a travel credit card?
Look for a credit card that offers travel rewards, no foreign transaction fees, and travel insurance benefits.
4. Are there any drawbacks to using a travel credit card?
Some travel credit cards have annual fees, which may not be worth it if you don’t travel frequently. Additionally, some cards may have restrictions on how and when you can redeem your rewards.
5. How do I maximize my rewards with a travel credit card?
You can maximize your rewards by using your travel credit card for all travel-related purchases, such as flights, hotels, and rental cars. You can also take advantage of sign-up bonuses and special promotions offered by the credit card company.