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If you’re planning to travel for the first time, getting a travel credit card can significantly save you money on your trip. Not only do travel credit cards offer rewards and perks, but they also provide you with added security when making purchases abroad.
What to Look for in a First-Time Travel Credit Card
Before choosing a travel credit card, you should consider the following:
| Features | Benefits |
|---|---|
| Rewards Program | Earn points or miles for every dollar spent that can be redeemed for travel expenses or other rewards. |
| No Foreign Transaction Fee | Avoid paying extra fees when making purchases abroad. |
| Travel Insurance | Get travel insurance coverage like trip cancellation, baggage delay, and more. |
| Sign-up Bonus | Earn a large number of points or miles after meeting a minimum spending requirement within a specific period. |
Top First-Time Travel Credit Cards
Here are some of the best travel credit cards for first-time travelers:
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a popular choice for first-time travelers. You can earn 80,000 bonus points after spending $4,000 on purchases in the first three months from account opening. The card also offers 2x points on travel and dining, and 1x point on all other purchases. There is a $95 annual fee, but it’s waived for the first year.
Citi Premier Card
The Citi Premier Card offers 60,000 bonus ThankYou points after spending $4,000 in the first three months of account opening. You can earn 3x points on travel, including gas stations, 2x points on dining out and entertainment, and 1x point on all other purchases. There is a $95 annual fee, but it’s waived for the first year.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers 60,000 bonus miles after spending $3,000 on purchases within the first three months of account opening. You can earn 2x miles on every purchase, every day. There is a $95 annual fee, but it’s waived for the first year.
Discover it Miles
The Discover it Miles card offers unlimited 1.5x miles on every dollar spent. At the end of your first year, Discover will match all of the miles you earned. There is no annual fee, and there are no foreign transaction fees.
Conclusion
Choosing the right travel credit card can save you money and provide you with added benefits on your first trip. Consider the features and benefits that are important to you and choose a card that fits your needs. Don’t forget to read the fine print and make sure you understand the terms and conditions of the card.
FAQ
What is a travel credit card?
A travel credit card is a type of credit card that offers rewards and benefits for travel-related expenses, such as airfare, hotel stays, and rental cars.
What are the benefits of a travel credit card?
The benefits of a travel credit card include rewards points or miles, travel insurance coverage, no foreign transaction fees, and sign-up bonuses.
What should I look for in a first-time travel credit card?
You should look for a travel credit card that offers rewards, has no foreign transaction fees, provides travel insurance coverage, and has a sign-up bonus.
What are some of the best first-time travel credit cards?
Some of the best first-time travel credit cards include the Chase Sapphire Preferred Card, Citi Premier Card, Capital One Venture Rewards Credit Card, and Discover it Miles card.