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Traveling is a wonderful experience that broadens our horizons, but it can quickly turn stressful if we don’t have the right payment option while abroad. Carrying cash can be risky, and exchanging currency can be expensive. Fortunately, travel cards can eliminate these problems and make our journeys more enjoyable. In this article, we’ll explore the best travel cards in India that offer convenience, safety, and rewards.
1. HDFC Regalia Credit Card
The HDFC Regalia Credit Card is a premium card that’s designed for frequent travelers. It offers a host of benefits such as complimentary airport lounge access, air accident insurance, travel insurance, and reward points on every spend. The card also has no foreign transaction fee, making it perfect for international travel. The annual fee for the card is Rs. 2,500, which is waived off if you spend Rs. 3 lakh in a year.
2. Axis Bank Miles and More World Credit Card
The Axis Bank Miles and More World Credit Card is a co-branded card that’s offered in association with Lufthansa Airlines. It’s ideal for frequent fliers who want to earn miles on their travels. The card offers welcome miles, anniversary miles, and spending miles, along with discounts on flight tickets and lounge access. The annual fee for the card is Rs. 3,500, which can be waived off if you spend Rs. 1.5 lakh in a year.
3. SBI Elite Credit Card
The SBI Elite Credit Card is a premium card that’s packed with features for luxury travel. It offers complimentary airport lounge access, concierge service, golf privileges, and reward points on every spend. The card also has no foreign transaction fee, making it suitable for international travel. The annual fee for the card is Rs. 4,999, which is waived off if you spend Rs. 10 lakh in a year.
4. ICICI Bank Emeralde Credit Card
The ICICI Bank Emeralde Credit Card is a premium card that’s tailored for luxury travel and lifestyle. It offers airport lounge access, travel insurance, reward points on every spend, and discounts on dining and movies. The card also has no foreign transaction fee, making it perfect for international travel. The annual fee for the card is Rs. 12,000, which can be waived off if you spend Rs. 15 lakh in a year.
5. Amex Platinum Travel Credit Card
The Amex Platinum Travel Credit Card is a premium card that’s designed for frequent travelers who value luxury and convenience. It offers airport lounge access, travel insurance, reward points on every spend, and discounts on dining and hotels. The card also has no foreign transaction fee, making it suitable for international travel. The annual fee for the card is Rs. 5,000, which can be waived off if you spend Rs. 4 lakh in a year.
Frequently Asked Questions (FAQ)
| What is a travel card? | A travel card is a prepaid or credit card that’s designed for use while traveling. It can be used to make payments, withdraw cash, and earn rewards. Travel cards offer benefits such as no foreign transaction fees, travel insurance, and airport lounge access. |
| How do I apply for a travel card? | You can apply for a travel card online or at a bank branch. You’ll need to submit your personal and financial details, along with supporting documents such as ID proof, address proof, and income proof. |
| What are the benefits of a travel card? | Travel cards offer benefits such as no foreign transaction fees, travel insurance, airport lounge access, reward points, and discounts on travel and lifestyle. They also eliminate the need to carry cash or exchange currency, making traveling more convenient and safe. |
| Can I use my travel card for online transactions? | Yes, you can use your travel card for online transactions such as booking flights, hotels, and activities. You can also use it to shop online or pay your bills. |
| What should I consider before choosing a travel card? | You should consider factors such as annual fee, foreign transaction fee, reward points, discounts, and benefits such as airport lounge access and travel insurance. You should also check the acceptance of the card in the countries you plan to visit. |
Conclusion
Travel cards are a must-have for any traveler who wants to have a hassle-free and rewarding journey. They offer benefits such as convenience, safety, and rewards, making them a better option than cash or currency exchange. By choosing the best travel card in India that suits your needs, you can enjoy your travels without worrying about payment options. Apply for a travel card today and discover the joys of stress-free travel.