Are you planning on traveling in 2022? If so, you should consider getting a travel credit card. With a good travel credit card, you can earn rewards that can help you save money on flights, hotels, and other travel expenses. In this article, we’ll explore some of the best travel credit cards for 2022 on Reddit. These cards have been reviewed by real people who have used them, so you can trust their opinions.
Chase Sapphire Preferred
The Chase Sapphire Preferred is a popular travel credit card that offers great rewards for travel and dining. You’ll earn 2x points on travel and dining, and 1x point on all other purchases. The card comes with a sign-up bonus of 100,000 points after you spend $4,000 in the first three months of account opening. That’s worth $1,250 in travel through the Chase Ultimate Rewards program. The annual fee is $95, but it’s waived for the first year.
Citi Double Cash
If you’re looking for a simple cashback card, the Citi Double Cash is a great option. You’ll earn 2% cash back on all purchases, with no limit to how much you can earn. There’s no annual fee, and you can redeem your cash back for statement credits, direct deposits, or checks. While it’s not a travel-specific card, the cash back you earn can be used to offset travel expenses.
American Express Gold
The American Express Gold card is a premium travel credit card that comes with a $250 annual fee. However, the rewards and benefits can more than offset that cost. You’ll earn 4x points on dining, 4x points on up to $25,000 per year at US supermarkets, 3x points on flights booked directly with airlines or through amextravel.com, and 1x point on all other purchases. There’s a sign-up bonus of 60,000 points after you spend $4,000 in the first six months of account opening.
Capital One Venture
The Capital One Venture card is a great all-around travel credit card. You’ll earn 2x miles on every purchase, and the miles can be redeemed for travel statement credits or transferred to airline and hotel partners. The card comes with a sign-up bonus of 60,000 miles after you spend $3,000 in the first three months of account opening. The annual fee is $95, but it’s waived for the first year.
American Express Platinum
The American Express Platinum card is a high-end travel credit card that comes with a $695 annual fee. While that fee may seem steep, the card offers a wide range of benefits that can make it worth it. You’ll earn 5x points on flights booked directly with airlines or through amextravel.com, and 5x points on prepaid hotels booked through amextravel.com. You’ll also get up to $200 in Uber credits per year, up to $200 in airline fee credits per year, and access to airport lounges around the world. There’s a sign-up bonus of 100,000 points after you spend $6,000 in the first six months of account opening.
FAQ
Question | Answer |
---|---|
What should I look for in a travel credit card? | You should look for a card with good rewards for travel, a low APR, and a reasonable annual fee. |
How do I redeem rewards from a travel credit card? | It depends on the card. Some cards allow you to redeem rewards for travel statement credits, while others allow you to transfer rewards to airline and hotel partners. |
Can I use a travel credit card for everyday purchases? | Yes, you can use a travel credit card for any purchase. However, you’ll usually earn the most rewards on travel and dining purchases. |
Is it worth it to pay a high annual fee for a travel credit card? | It depends on the card and your spending habits. If you’ll earn enough rewards to offset the fee, it can be worth it. |
We hope this article has helped you choose the best travel credit card for 2022 on Reddit. Remember to compare rewards, APRs, annual fees, and other factors before making a decision. Happy travels!