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Traveling is a wonderful experience that allows us to explore new places, try new foods, and learn about different cultures. But traveling can also be expensive, especially if you’re on a budget. That’s where travel credit cards come in handy. With the right travel credit card, you can earn rewards and perks that can help you save money on travel expenses such as flights, hotels, car rentals, and more. In this article, we’ll take a look at some of the best travel credit cards in Canada.
American Express Gold Rewards Card
The American Express Gold Rewards Card is one of the best travel credit cards in Canada. With this card, you’ll earn 2 points for every $1 spent on eligible travel, gas, and grocery purchases, and 1 point for every $1 spent on all other purchases. You can redeem your points for flights, hotels, car rentals, and more through the American Express Membership Rewards program. This card also comes with a welcome bonus of 25,000 Membership Rewards points, which is enough for a round-trip flight within Canada or the continental United States.
BMO World Elite Mastercard
The BMO World Elite Mastercard is another great travel credit card in Canada. With this card, you’ll earn 3 BMO Rewards points for every $1 spent on travel, dining, and entertainment, and 2 BMO Rewards points for every $1 spent on all other purchases. You can redeem your points for flights, hotels, car rentals, and more through the BMO Rewards program. This card also comes with a welcome bonus of 35,000 BMO Rewards points, which is enough for a round-trip flight within Canada or the continental United States.
Tangerine Money-Back Credit Card
The Tangerine Money-Back Credit Card is a great option for travelers who want to save money on travel expenses. With this card, you’ll earn 2% cash back on up to three categories of your choice, including travel, entertainment, and restaurants. You’ll also earn 0.5% cash back on all other purchases. This card has no annual fee and no limit on the amount of cash back you can earn. Plus, you can use your cash back rewards to pay for travel expenses such as flights, hotels, and car rentals.
Scotiabank Passport Visa Infinite Card
The Scotiabank Passport Visa Infinite Card is a great travel credit card for frequent travelers. With this card, you’ll earn 2 Scotia Rewards points for every $1 spent on eligible travel and dining purchases, and 1 Scotia Rewards point for every $1 spent on all other purchases. You can redeem your points for flights, hotels, car rentals, and more through the Scotia Rewards program. This card also comes with a welcome bonus of 30,000 Scotia Rewards points, which is enough for a round-trip flight within Canada or the continental United States.
Conclusion
Choosing the right travel credit card can help you save money on travel expenses while earning rewards and perks. The American Express Gold Rewards Card, BMO World Elite Mastercard, Tangerine Money-Back Credit Card, and Scotiabank Passport Visa Infinite Card are all great options for travelers in Canada. Be sure to compare the benefits and features of each card to determine which one is the best fit for your travel needs.
| Card | Annual Fee | Points/Rewards | Welcome Bonus |
|---|---|---|---|
| American Express Gold Rewards Card | $150 | 2 points/$1 on travel, gas, and groceries 1 point/$1 on all other purchases |
25,000 Membership Rewards points |
| BMO World Elite Mastercard | $150 | 3 BMO Rewards points/$1 on travel, dining, and entertainment 2 BMO Rewards points/$1 on all other purchases |
35,000 BMO Rewards points |
| Tangerine Money-Back Credit Card | $0 | 2% cash back on up to three categories of your choice 0.5% cash back on all other purchases |
N/A |
| Scotiabank Passport Visa Infinite Card | $139 | 2 Scotia Rewards points/$1 on eligible travel and dining purchases 1 Scotia Rewards point/$1 on all other purchases |
30,000 Scotia Rewards points |
FAQ
What are the benefits of having a travel credit card?
Travel credit cards can help you save money on travel expenses through rewards and perks such as cash back, points, and discounts on flights, hotels, and car rentals. Travel credit cards may also offer travel insurance, trip cancellation coverage, and other benefits that can provide peace of mind while traveling.
What should I look for in a travel credit card?
When choosing a travel credit card, look for one that offers rewards and perks that align with your travel preferences and spending habits. Consider the annual fee, welcome bonus, rewards rate, redemption options, and other features such as travel insurance and no foreign transaction fees.
How do I redeem rewards from my travel credit card?
Redemption options vary depending on the credit card and rewards program. Many travel credit cards allow you to redeem rewards for flights, hotels, car rentals, and other travel expenses. Some cards may also offer cash back or other redemption options such as gift cards or merchandise. Check your credit card’s rewards program for details on how to redeem your rewards.
Can I use my travel credit card internationally?
Yes, most travel credit cards can be used internationally. However, some cards may charge a foreign transaction fee for purchases made in a foreign currency. Look for a card that has no foreign transaction fees if you plan to use it abroad.
How do I qualify for a travel credit card?
Qualification requirements vary depending on the credit card issuer and the specific card. Generally, you’ll need to have a good to excellent credit score and meet other eligibility criteria such as income and residency. Check the credit card’s application requirements to determine if you qualify.