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If you’re a frequent traveler, having a travel credit card can help you save money and earn rewards. One of the most trusted sources for personal finance advice, Clark Howard, has recommended several travel credit cards that he believes are the best in the market. In this article, we’ll take a closer look at Clark Howard’s recommended travel credit cards, their benefits, and how you can choose the best one for your travel needs.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is one of the top travel credit cards recommended by Clark Howard. This card offers a generous sign-up bonus of 60,000 points after you spend $4,000 in the first three months of opening an account. The points can be redeemed for $750 in travel rewards. The card also offers double points on travel and dining expenses, and a 25% bonus on travel purchases made through the Chase Ultimate Rewards program. The annual fee is $95.
Citi Double Cash Card
The Citi Double Cash Card is a great option for travelers who want to earn cash back rewards instead of points or miles. The card offers 2% cash back on all purchases, with no limit on the amount you can earn. The card also has no annual fee and offers a 0% introductory APR on balance transfers for 18 months. Clark Howard recommends this card for travelers who prefer a simple, straightforward rewards program.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another top pick of Clark Howard. This card offers a sign-up bonus of 50,000 miles after you spend $3,000 in the first three months of opening an account. The miles can be redeemed for travel rewards or cash back. The card also offers double miles on all purchases, and a $100 statement credit for Global Entry or TSA PreCheck application fees. The annual fee is $95, but it’s waived for the first year.
FAQ
| Q: How do I choose the best travel credit card for me? | A: Consider your travel habits, spending habits, and the rewards program offered by the card. Look for a card that offers flexible redemption options and has no foreign transaction fees. |
| Q: Can I use my travel credit card for everyday expenses? | A: Yes, you can use your travel credit card for all your purchases. However, be mindful of the interest rates and fees, and pay off your balance in full each month to avoid accruing debt. |
| Q: Do travel credit cards offer travel insurance? | A: Yes, many travel credit cards offer travel insurance, such as trip cancellation and interruption insurance, rental car insurance, and travel accident insurance. Be sure to check the terms and conditions of your card for specific details. |
| Q: What should I do if my travel credit card is lost or stolen? | A: Contact your credit card company immediately to report the loss or theft. They will cancel your card and issue you a new one. Be sure to keep a record of your credit card information and emergency contact numbers in case you need to report a loss or theft while traveling. |
Conclusion
Choosing the best travel credit card for your needs can be a daunting task, but with the help of Clark Howard’s recommendations, you can make an informed decision. Consider your travel habits, spending habits, and the rewards program offered by the card before making your choice. Remember to use your card responsibly and pay off your balance in full each month to avoid accruing debt. Happy travels!