One of the best ways to save money while traveling is by using travel credit cards. These cards offer lucrative rewards, such as cashback, points, and miles, that can be redeemed for free flights, hotel stays, and other travel expenses. However, choosing the right travel credit card combination can be overwhelming, as there are numerous options available in the market. In this article, we have compiled a list of the best travel credit card combinations that can help you maximize your rewards and save money on your next trip.
Chase Sapphire Preferred and Chase Freedom Unlimited
The Chase Sapphire Preferred and Chase Freedom Unlimited combination is one of the most popular travel credit card combinations. The Chase Sapphire Preferred offers 2X points on travel and dining, while the Chase Freedom Unlimited offers 1.5% cashback on all purchases. When you combine these two cards, you can earn up to 5% cashback on travel and dining, and 1.5% cashback on all other purchases. You can redeem your points for travel through the Chase Ultimate Rewards portal or transfer them to hotel and airline partners.
American Express Platinum and American Express Gold
The American Express Platinum and American Express Gold combination is another popular travel credit card combination. The American Express Platinum offers various travel benefits, such as airport lounge access, airline fee credits, and hotel benefits, while the American Express Gold offers 4X points on dining and groceries. When you combine these two cards, you can earn up to 5X points on flights, hotels, dining, and groceries. You can redeem your points for travel through the American Express travel portal or transfer them to airline partners.
Citi Premier and Citi Double Cash
The Citi Premier and Citi Double Cash combination is perfect for those who want to earn cashback on all purchases. The Citi Premier offers 3X points on travel and gas, while the Citi Double Cash offers 2% cashback on all purchases. When you combine these two cards, you can earn up to 3% cashback on travel and gas, and 2% cashback on all other purchases. You can redeem your points for travel through the Citi ThankYou portal or transfer them to airline partners.
Capital One Venture and Capital One Savor
The Capital One Venture and Capital One Savor combination is perfect for those who love to eat out and travel. The Capital One Venture offers 2X miles on all purchases, while the Capital One Savor offers 4% cashback on dining and entertainment. When you combine these two cards, you can earn up to 4% cashback on dining and entertainment, and 2X miles on all other purchases. You can redeem your miles for travel through the Capital One travel portal or transfer them to airline partners.
Conclusion
Choosing the right travel credit card combination can help you maximize your rewards and save money on your next trip. The combinations listed above are some of the best options available in the market. However, before choosing any travel credit card combination, make sure to read the fine print and understand the terms and conditions. Additionally, make sure to pay your bills on time and in full to avoid any interest charges or fees. Happy travels!
Card Combination | Rewards | Annual Fee |
---|---|---|
Chase Sapphire Preferred and Chase Freedom Unlimited | Up to 5% cashback on travel and dining, and 1.5% cashback on all other purchases | $95 |
American Express Platinum and American Express Gold | Up to 5X points on flights, hotels, dining, and groceries | $550 |
Citi Premier and Citi Double Cash | Up to 3% cashback on travel and gas, and 2% cashback on all other purchases | $0 |
Capital One Venture and Capital One Savor | Up to 4% cashback on dining and entertainment, and 2X miles on all other purchases | $95 |
Frequently Asked Questions (FAQs)
1. What is a travel credit card combination?
A travel credit card combination is a set of two or more credit cards that are used together to maximize rewards and save money on travel expenses.
2. How do I choose the right travel credit card combination?
When choosing a travel credit card combination, consider your travel habits, spending habits, and financial goals. Look for cards that offer rewards on categories that you spend the most on, and that have flexible redemption options.
3. Do travel credit cards have annual fees?
Yes, most travel credit cards have annual fees that range from $0 to $550. However, some cards waive the annual fee for the first year or offer credits that can offset the fee.
4. Can I use travel rewards to book flights and hotels?
Yes, most travel rewards can be redeemed for flights, hotels, and other travel expenses. Some cards also offer transfer partners that allow you to transfer your rewards to airline and hotel loyalty programs.
5. Do travel credit cards offer travel insurance?
Yes, many travel credit cards offer travel insurance, such as trip cancellation and interruption insurance, baggage delay insurance, and rental car insurance. Make sure to read the terms and conditions of your card’s travel insurance policy.