If you have a credit score of 700 or more, you are considered to have a good credit score. With a good credit score, you will have access to better credit cards with more rewards and benefits. When it comes to travel credit cards, there are many options available in the market. However, not all credit cards are created equal. In this article, we will discuss the best travel credit card for a 700 credit score.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is one of the best travel credit cards available in the market for a 700 credit score. The card offers a sign-up bonus of 60,000 points after spending $4,000 in the first three months. These points can be redeemed for travel, cash back, or gift cards. The card also offers 2X points on travel and dining and 1X point on all other purchases. The annual fee for the card is $95, which is waived for the first year.
The card also offers a number of travel benefits, including trip cancellation/interruption insurance, baggage delay insurance, and travel accident insurance. The card also has no foreign transaction fees, making it an ideal choice for international travelers.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another great travel credit card for a 700 credit score. The card offers a sign-up bonus of 60,000 miles after spending $3,000 in the first three months. These miles can be redeemed for travel, cash back, or gift cards. The card also offers 2X miles on all purchases. The annual fee for the card is $95, which is waived for the first year.
The card also offers a number of travel benefits, including travel accident insurance, auto rental collision damage waiver, and no foreign transaction fees. The card also has a unique feature called the Purchase Eraser, which allows you to redeem your miles for a statement credit to cover any travel-related expenses.
American Express Gold Card
The American Express Gold Card is a premium travel credit card that is ideal for those who travel frequently. The card offers a sign-up bonus of 35,000 points after spending $4,000 in the first three months. These points can be redeemed for travel, merchandise, or gift cards. The card also offers 4X points on dining and 4X points at U.S. supermarkets (up to $25,000 per year) and 3X points on flights booked directly with airlines or on amextravel.com. The annual fee for the card is $250.
The card also offers a number of travel benefits, including $120 in dining credits each year, up to $100 in airline fee credits, and no foreign transaction fees. The card also offers access to the American Express Global Lounge Collection, which includes over 1,200 airport lounges worldwide.
Conclusion
When it comes to choosing the best travel credit card for a 700 credit score, there are several options available in the market. The above mentioned cards are some of the best travel credit cards available that offer great rewards and benefits. Before choosing a card, make sure to compare the rewards, fees, and benefits of each card to find the one that best suits your needs.
FAQ
What is a good credit score? | A good credit score is usually considered to be 700 or above. |
What are the benefits of having a travel credit card? | Travel credit cards offer rewards and benefits such as sign-up bonuses, points/miles for travel, access to airport lounges, and travel insurance. |
What should I consider when choosing a travel credit card? | You should consider the rewards, fees, benefits, and interest rates of each card to find the one that best suits your needs. |