Business travel can be expensive, but using the right credit card can save you money and offer valuable perks. With so many options on the market, it can be overwhelming to choose the best travel credit card for your business needs. In this article, we’ll explore the top travel credit cards and their benefits, so you can make an informed decision and maximize your rewards.
1. Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a popular choice for frequent travelers. With this card, you’ll earn 2x points on travel and dining purchases, and 1x point on all other purchases. You can transfer your points to several airline and hotel loyalty programs at a 1:1 ratio. Plus, you’ll receive a generous sign-up bonus and travel insurance benefits.
2. American Express® Gold Card
The American Express® Gold Card is best for those who spend a lot on dining and groceries. You’ll earn 4x points at restaurants and supermarkets, and 3x points on flights booked directly with airlines or on amextravel.com. You can redeem your points for travel, gift cards, or merchandise. Plus, you’ll receive a $120 dining credit and other travel benefits.
3. Capital One® Venture® Rewards Credit Card
The Capital One® Venture® Rewards Credit Card is a great option for those who want simple and flexible rewards. You’ll earn 2x miles on all purchases, and you can redeem them for travel expenses at a rate of 1 cent per mile. You can also transfer your miles to several airline loyalty programs. Plus, you’ll receive a sign-up bonus and other travel benefits.
4. Citi Premier® Card
The Citi Premier® Card is ideal for those who want to earn bonus points on a variety of categories. You’ll earn 3x points on travel, including gas stations, 2x points on dining and entertainment, and 1x point on all other purchases. You can transfer your points to several airline loyalty programs. Plus, you’ll receive a sign-up bonus and other travel benefits.
5. Marriott Bonvoy Business™ American Express® Card
The Marriott Bonvoy Business™ American Express® Card is best for those who frequently stay at Marriott hotels. You’ll earn 6x points on eligible purchases at participating Marriott Bonvoy hotels, and 4x points on U.S. restaurants, gas stations, wireless telephone services purchases made directly from U.S. service providers, and on U.S. purchases for shipping. Plus, you’ll receive a sign-up bonus and other travel benefits.
FAQ
Q: What should I look for in a travel credit card? | A: Look for a card that offers rewards in the categories you spend the most on, such as travel, dining, groceries, or gas. Also, consider the card’s annual fee, sign-up bonus, and travel benefits. |
Q: Can I use my travel credit card for personal expenses? | A: Yes, but it’s important to keep track of your spending and pay off your balance in full every month to avoid interest charges. |
Q: Can I transfer my rewards to other loyalty programs? | A: Some travel credit cards allow you to transfer your rewards to several airline and hotel loyalty programs, while others only let you redeem them for travel expenses. |
Q: Do I need a business credit card for business travel? | A: While you can use a personal credit card for business travel, a business credit card can help you keep your expenses separate and earn rewards for your business expenses. |