Traveling on a cruise ship is a great way to see the world, relax, and enjoy some time away from the stresses of everyday life. However, cruises can be expensive, and it’s important to make sure you’re getting the most value for your money. One way to save on cruise expenses is to use a travel credit card. But with so many options available, it can be difficult to know which one is right for you. In this article, we’ll explore the best travel credit cards for cruises to help you make an informed decision.
What to Look for in a Travel Credit Card for Cruises
Before we dive into our recommendations, let’s talk about what you should look for in a travel credit card for cruises. First and foremost, you want a card that offers rewards or cashback on travel purchases. Many travel credit cards also offer bonus points or miles for specific travel-related expenses, such as airfare or hotel stays. Look for a card that offers bonus rewards on cruise expenses, such as onboard purchases or excursions.
Another important factor to consider is the card’s foreign transaction fee. If you’re traveling internationally, you don’t want to be hit with a hefty fee every time you make a purchase. Look for a card that doesn’t charge foreign transaction fees.
Finally, consider any other perks or benefits that the card may offer. For example, some travel credit cards offer travel insurance, priority boarding, or airport lounge access.
Best Travel Credit Cards for Cruises
1. Chase Sapphire Preferred
The Chase Sapphire Preferred card is a top pick for travel rewards. It offers 2x points on travel and dining purchases, including cruises. You’ll also earn a signup bonus of 60,000 points after spending $4,000 in the first three months of account opening. Plus, there are no foreign transaction fees. The annual fee is $95.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is another great option for travel rewards. You’ll earn 2x miles on every purchase, and you can redeem those miles for statement credits on travel purchases, including cruises. The card also offers a signup bonus of 60,000 miles after spending $3,000 within the first three months of account opening. There are no foreign transaction fees, and the annual fee is $95.
3. Bank of America Travel Rewards Credit Card
The Bank of America Travel Rewards Credit Card is a great option for those who want to earn rewards without paying an annual fee. You’ll earn 1.5x points on every purchase, and you can redeem those points for statement credits on travel purchases, including cruises. There are no foreign transaction fees, and the card also offers a signup bonus of 25,000 points after spending $1,000 within the first 90 days of account opening.
FAQs
Question | Answer |
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What is a travel credit card? | A travel credit card is a credit card that offers rewards or benefits for travel-related expenses. |
Can I use a travel credit card for cruises? | Yes, many travel credit cards offer rewards or benefits for cruise expenses. |
What should I look for in a travel credit card for cruises? | You should look for a card that offers rewards on travel purchases, doesn’t charge foreign transaction fees, and may offer other travel-related perks or benefits. |
Which travel credit card is best for cruises? | The best travel credit card for cruises depends on your individual needs and spending habits. However, the Chase Sapphire Preferred, Capital One Venture Rewards Credit Card, and Bank of America Travel Rewards Credit Card are all great options to consider. |