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Traveling is an exciting experience, but it can also be expensive. This is especially true when it comes to paying for flights, accommodations, and other travel-related expenses. Fortunately, there are several credit cards available in Germany that can help you save money on your travels. In this article, we will discuss the best travel credit cards in Germany to help you make an informed decision on which one to choose.
What is a Travel Credit Card?
Before we dive into the best travel credit cards in Germany, let’s first understand what a travel credit card is. A travel credit card is a type of credit card that is designed for travelers. These cards offer rewards and perks such as airline miles, hotel points, and cash back on travel-related expenses.
Travel credit cards typically have higher annual fees and interest rates than standard credit cards. However, if you travel frequently, the rewards and benefits can be worth the cost.
Best Travel Credit Cards in Germany
| Credit Card | Annual Fee | Rewards |
|---|---|---|
| American Express Gold Card | €140 | 1 point per €1 spent, 20k bonus points when you spend €3k in 3 months |
| DKB Cash Visa Card | Free | Free cash withdrawals worldwide, no foreign transaction fees |
| Barclaycard Visa Card | €89 | 2 miles per €1 spent, 25k bonus miles when you spend €2k in 3 months |
American Express Gold Card
The American Express Gold Card is one of the best travel credit cards in Germany. With this card, you earn 1 point for every €1 spent, which can be redeemed for travel-related expenses such as flights and hotel stays. You also receive 20k bonus points when you spend €3k in the first 3 months.
In addition to the rewards, the American Express Gold Card offers travel insurance, airport lounge access, and concierge service. The annual fee for this card is €140.
DKB Cash Visa Card
The DKB Cash Visa Card is a free travel credit card in Germany that offers free cash withdrawals worldwide and no foreign transaction fees. This card is a great option for travelers who want to avoid costly fees when using their credit card abroad.
The DKB Cash Visa Card also offers a bonus program where you can earn cashback on purchases made with the card. The cashback can then be redeemed for travel-related expenses. This card does not offer travel insurance or airport lounge access.
Barclaycard Visa Card
The Barclaycard Visa Card is another great option for travelers in Germany. With this card, you earn 2 miles for every €1 spent, which can be redeemed for travel-related expenses such as flights and hotel stays. You also receive 25k bonus miles when you spend €2k in the first 3 months.
In addition to the rewards, the Barclaycard Visa Card offers travel insurance and airport lounge access. The annual fee for this card is €89.
FAQ
What is the best travel credit card in Germany?
The best travel credit card in Germany depends on your individual needs and spending habits. The American Express Gold Card, DKB Cash Visa Card, and Barclaycard Visa Card are all great options to consider.
What are the benefits of using a travel credit card?
Using a travel credit card can help you save money on travel-related expenses. These cards offer rewards and perks such as airline miles, hotel points, and cash back on purchases. They may also offer travel insurance, airport lounge access, and other benefits that can enhance your travel experience.
Are there any downsides to using a travel credit card?
Travel credit cards typically have higher annual fees and interest rates than standard credit cards. They may also have spending limits and restrictions on earning and redeeming rewards. It’s important to weigh the benefits and costs of using a travel credit card before applying for one.