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Traveling can be an expensive affair, especially if you’re a frequent traveler. However, with the right credit card, you can turn your travels into a rewarding experience. The best travel hack credit cards not only offer great rewards and perks, but they also help you save money on your travels. In this guide, we’ll take a look at some of the best travel hack credit cards on the market.
What Are Travel Hack Credit Cards?
Travel hack credit cards are credit cards that offer rewards and perks specifically tailored to travelers. These rewards and perks can include things like travel points, cash back on travel purchases, free checked bags, airport lounge access, and more. Essentially, these credit cards are designed to make your travels more affordable and enjoyable.
When choosing a travel hack credit card, it’s important to consider factors like the annual fee, rewards rate, redemption options, and any additional perks that are offered. The best travel hack credit card for you will depend on your individual travel habits and preferences.
Top Travel Hack Credit Cards
| Credit Card | Annual Fee | Rewards Rate | Additional Perks |
|---|---|---|---|
| Chase Sapphire Preferred | $95 | 2x points on travel and dining | Primary rental car insurance, trip cancellation insurance, and more |
| Capital One Venture Rewards | $95 | 2x miles on all purchases | No foreign transaction fees, and up to $100 credit for TSA PreCheck or Global Entry |
| Citi Premier Card | $95 | 3x points on travel, including gas stations | Up to $100 credit for a single hotel stay, and more |
| United Explorer Card | $95 | 2x miles on United purchases, and 1x mile on all other purchases | Free checked bag, priority boarding, and more |
Chase Sapphire Preferred
The Chase Sapphire Preferred is one of the most popular travel hack credit cards on the market. With this card, you’ll earn 2x points on travel and dining purchases, and 1x point on all other purchases. You can redeem your points for travel through the Chase Ultimate Rewards program, and you’ll get a 25% bonus when you redeem your points this way.
In addition to the rewards rate, the Chase Sapphire Preferred comes with a number of additional perks, including primary rental car insurance, trip cancellation insurance, and no foreign transaction fees. The annual fee for this card is $95.
Capital One Venture Rewards
The Capital One Venture Rewards card offers 2x miles on all purchases, with no foreign transaction fees. You can redeem your miles for travel through the Capital One travel portal, or you can transfer your miles to a number of airline and hotel loyalty programs.
This card also comes with up to $100 credit for TSA PreCheck or Global Entry, and a range of other travel benefits. The annual fee for the Capital One Venture Rewards card is $95.
Citi Premier Card
The Citi Premier Card is a great option for travelers who spend a lot on gas and dining purchases. With this card, you’ll earn 3x points on travel purchases (including gas stations), 2x points on dining and entertainment purchases, and 1x point on all other purchases.
You can redeem your points for travel through the Citi ThankYou program, and you’ll get a 25% bonus when you redeem your points this way. The Citi Premier Card also comes with up to $100 credit for a single hotel stay, and a range of other travel benefits. The annual fee for this card is $95.
United Explorer Card
The United Explorer Card is a great option for travelers who fly with United Airlines frequently. With this card, you’ll earn 2x miles on United purchases, and 1x mile on all other purchases.
In addition to the rewards rate, the United Explorer Card comes with a number of additional perks, including a free checked bag, priority boarding, and two United Club lounge passes per year. The annual fee for this card is $95.
FAQ
What are travel hack credit cards?
Travel hack credit cards are credit cards that offer rewards and perks specifically tailored to travelers, such as travel points, cash back on travel purchases, free checked bags, and airport lounge access.
What should I consider when choosing a travel hack credit card?
When choosing a travel hack credit card, you should consider factors such as the annual fee, rewards rate, redemption options, and any additional perks that are offered.
What are some of the best travel hack credit cards?
Some of the best travel hack credit cards include the Chase Sapphire Preferred, Capital One Venture Rewards, Citi Premier Card, and United Explorer Card. These cards offer great rewards and perks for frequent travelers.
Which travel hack credit card is right for me?
The best travel hack credit card for you will depend on your individual travel habits and preferences. Consider factors like the rewards rate, redemption options, and additional perks when choosing a card.
Conclusion
Travel hack credit cards can be a great way to save money and earn rewards on your travels. With so many great options available, it’s important to choose the card that best fits your individual needs and preferences. Whether you’re looking for a card that offers great rewards on travel purchases, or one that comes with a range of additional travel benefits, there’s sure to be a travel hack credit card that’s right for you.