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Traveling is a great way to explore the world and make new memories, regardless of age. However, as we grow older, we may require special considerations when it comes to travel insurance. While some insurance providers may be hesitant to offer coverage to older travelers, there are many companies that offer policies tailored to the needs of those over 70. In this article, we will discuss the best travel insurance options for over 70s.
1. Staysure
Staysure is a popular choice for seniors looking for travel insurance. They offer comprehensive coverage for medical expenses, trip cancellations, and personal belongings. Their policies are tailored to meet the specific needs of older travelers, including those with pre-existing medical conditions. With Staysure, you can travel with peace of mind knowing that you are protected in the event of an emergency.
2. Saga
Saga is a UK-based insurance company that specializes in travel insurance for the over 50s. Their policies are designed to offer comprehensive coverage for older travelers, including those with pre-existing medical conditions. They also offer additional benefits, such as home insurance and motor insurance, which can be bundled together for greater savings.
3. Allianz
Allianz is one of the largest travel insurance providers in the world, and they offer policies specifically designed for older travelers. Their policies offer comprehensive coverage for medical expenses, trip cancellations, and personal belongings. They also offer 24-hour emergency assistance, so you can travel with peace of mind knowing that help is just a phone call away.
4. Columbus Direct
Columbus Direct is a popular choice for older travelers because they offer policies with no upper age limit. They offer comprehensive coverage for medical emergencies, trip cancellations, and personal belongings. They also offer a range of optional extras, such as winter sports coverage and cruise cover, which can be added to your policy for greater protection.
5. Avanti
Avanti is another popular choice for seniors looking for travel insurance. They offer policies with no upper age limit and comprehensive coverage for medical expenses, trip cancellations, and personal belongings. They also offer additional cover for pre-existing medical conditions and a range of optional extras, such as cruise cover and golf cover.
FAQs
| Q: Can I get travel insurance if I have a pre-existing medical condition? | A: Yes, many travel insurance providers offer policies that cover pre-existing medical conditions. Be sure to disclose any pre-existing conditions when purchasing your policy to ensure that you are properly covered. |
| Q: How much should I expect to pay for travel insurance? | A: The cost of travel insurance varies depending on a number of factors, including your age, destination, and the length of your trip. It is important to shop around and compare policies to find the best value for your needs. |
| Q: Do I need travel insurance for a domestic trip? | A: While travel insurance is not a requirement for domestic trips, it can still be a good idea to have coverage for medical emergencies, trip cancellations, and lost or stolen personal belongings. |
Conclusion
Travel insurance is an important consideration for anyone planning a trip, regardless of age. For seniors over 70, there are many travel insurance providers that offer policies tailored to their specific needs. By choosing the right policy, you can travel with peace of mind knowing that you are protected in the event of an emergency.