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Traveling internationally can be an exciting and enriching experience, but it’s important to have the right financial tools to avoid any unwanted surprises. A debit card is a convenient and secure way to access your money while traveling, but not all cards are created equal. In this article, we’ll explore the best US debit cards for international travel, taking into account factors like low fees, ATM access, and fraud protection.
Charles Schwab High Yield Investor Checking Account
The Charles Schwab High Yield Investor Checking Account is a great option for international travelers who want to avoid ATM fees. Schwab reimburses all ATM fees, both domestic and international, making it easy to access your money wherever you are in the world. The account has no minimum balance requirement or monthly fees, and offers a competitive interest rate. You’ll also get a chip-enabled debit card with Visa and Mastercard logos for added flexibility.
Citibank Plus Account
The Citibank Plus Account is another great option for international travelers. This account has no foreign transaction fees and offers free worldwide ATM withdrawals at Citibank ATMs. You’ll also get a chip-enabled debit card with Visa and Mastercard logos for added convenience. The account does have a $25 monthly fee, but this can be waived by maintaining a minimum balance of $10,000 across eligible linked Citibank accounts.
Schwab Bank High Yield Investor Checking Account
The Schwab Bank High Yield Investor Checking Account is another great option from Charles Schwab. This account offers unlimited ATM fee rebates, both domestic and international, and has no foreign transaction fees. There are no monthly fees or minimum balance requirements, and you’ll get a chip-enabled debit card with Visa and Mastercard logos. One downside is that the account doesn’t earn interest, so it may not be the best option for those looking to earn a return on their balance.
Fidelity Cash Management Account
The Fidelity Cash Management Account is a great option for international travelers who want to earn rewards on their spending. This account has no monthly fees or minimum balance requirements, and offers unlimited ATM fee rebates worldwide. You’ll also earn 1.5% cash back on all purchases made with the debit card. The card is chip-enabled with Visa and Plus logos for added convenience.
FAQ
| What should I look for in a debit card for international travel? | When choosing a debit card for international travel, look for low fees, ATM access, and fraud protection. |
| What are the best US debit cards for international travel? | The Charles Schwab High Yield Investor Checking Account, Citibank Plus Account, Schwab Bank High Yield Investor Checking Account, and Fidelity Cash Management Account are all great options. |
| Do these cards have foreign transaction fees? | No, all of these cards have no foreign transaction fees. |
| Do these cards offer ATM fee rebates? | Yes, all of these cards offer unlimited ATM fee rebates worldwide. |
In conclusion, having the right debit card can make all the difference when traveling internationally. The Charles Schwab High Yield Investor Checking Account, Citibank Plus Account, Schwab Bank High Yield Investor Checking Account, and Fidelity Cash Management Account are all great options to consider. These cards offer low fees, ATM access, and fraud protection, making it easy and convenient to access your money while abroad.