Winter sports are a great way to have fun and stay active during the colder months. However, injuries and accidents can happen, especially when participating in high-risk activities like skiing and snowboarding. To protect yourself from financial loss and medical expenses, it’s important to have the right travel insurance. Here are some of the best options for winter sports travel insurance.
1. World Nomads
World Nomads offers comprehensive travel insurance coverage for winter sports enthusiasts. Their policy includes coverage for emergency medical expenses, trip cancellation, and gear protection. Additionally, they offer 24/7 emergency assistance and medical evacuation services. This insurance is ideal for those planning a long ski or snowboard trip, as it provides coverage for up to 365 days.
2. Allianz Global Assistance
Allianz Global Assistance also offers winter sports travel insurance coverage, with policies that include protection for medical expenses, trip interruption, and emergency medical transportation. They offer 24/7 customer service and have a network of experienced medical professionals on call to assist in emergency situations. They also offer a rental car damage protector add-on, which can be useful if you plan on renting a car during your trip.
3. InsureandGo
InsureandGo offers a variety of travel insurance options, including coverage for winter sports. Their policies offer protection for medical expenses, trip cancellation, and emergency medical transportation. They also offer a ski and snowboarding equipment benefit, which covers the cost of replacing lost, stolen or damaged equipment. Additionally, their policies provide coverage for off-piste skiing and snowboarding, which is not always covered by other travel insurance providers.
4. Travel Guard
Travel Guard provides winter sports travel insurance coverage that includes protection for medical expenses, trip cancellation, and baggage loss or damage. They also offer rental car damage protection, as well as 24/7 emergency assistance and medical evacuation services. Their policies are available for trips up to 180 days in duration.
5. Seven Corners
Seven Corners offers winter sports travel insurance that provides coverage for medical expenses, trip cancellation, and baggage loss or delay. They also offer coverage for pre-existing medical conditions, making them a good option for travelers with ongoing medical issues. Additionally, their policies include 24/7 emergency assistance and medical evacuation services.
FAQ
What does winter sports travel insurance cover? | Winter sports travel insurance can cover medical expenses, trip cancellation, emergency medical transportation, and equipment protection for skiing and snowboarding gear. |
Is winter sports travel insurance required? | While it is not required by law, it is highly recommended for those planning a winter sports trip to protect themselves from the risks and expenses associated with accidents and injuries. |
How much does winter sports travel insurance cost? | The cost of winter sports travel insurance can vary depending on factors such as the length of the trip, the level of coverage, and the traveler’s age and health. It is best to compare quotes from multiple providers to find the best price. |
Can winter sports travel insurance be purchased for a single trip? | Yes, most travel insurance providers offer policies that can be purchased for a single trip, as well as annual policies for frequent travelers. |