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Travelling is one of the most exciting things to do in life. It allows you to witness different cultures, experience new things, and create memories that last a lifetime. However, travelling also entails risks that can ruin your vacation. A sudden illness, lost luggage, or a canceled flight can cause stress and costs that are unexpected. Fortunately, with Bharti AXA Travel Insurance, you can enjoy your travels with peace of mind.
What is Bharti AXA Travel Insurance?
Bharti AXA Travel Insurance is a type of insurance policy that covers losses or damages incurred while travelling domestically or internationally. It provides policyholders with financial protection against unforeseen events such as medical emergencies, trip cancellations, lost luggage or passports, and other travel-related incidents.
What are the benefits of Bharti AXA Travel Insurance?
There are many benefits of having Bharti AXA Travel Insurance, such as:
- Medical coverage: This covers the costs of medical treatment in case of an accident, injury or illness while travelling.
- Emergency assistance: In case of an emergency, the policyholder can get immediate help such as ambulance services, transportation to the hospital, or medical evacuation if necessary.
- Trip cancellation coverage: This provides reimbursement for any non-refundable costs if a trip is canceled due to unforeseen events such as illness or death of a family member.
- Luggage and personal effects coverage: This covers the costs of lost, stolen, or damaged luggage or personal belongings during the trip.
What types of Bharti AXA Travel Insurance plans are available?
Bharti AXA offers various travel insurance plans to suit different needs and budgets, such as:
- Individual travel insurance: This provides coverage for a single traveler.
- Family travel insurance: This provides coverage for an individual, spouse, and dependent children traveling together.
- Student travel insurance: This is designed for students studying abroad.
- Senior citizen travel insurance: This is tailored for travelers aged between 71-85 years.
How to purchase Bharti AXA Travel Insurance?
Bharti AXA Travel Insurance can be purchased online, at the Bharti AXA website or through authorized agents. The process is quick and easy, with just a few clicks and the policy will be issued instantly.
What are the exclusions of Bharti AXA Travel Insurance?
Some exclusions of Bharti AXA Travel Insurance include:
- Pre-existing illnesses or medical conditions
- Injuries or illnesses caused by alcohol or drugs
- Participation in dangerous activities or extreme sports
- War or acts of terrorism
Conclusion
Travelling is always an adventure with unexpected events that can happen anytime. With Bharti AXA Travel Insurance, you can have peace of mind and enjoy your travels to the fullest. It is always better to have protection than to regret not having it.
Frequently Asked Questions (FAQs)
Here are some frequently asked questions about Bharti AXA Travel Insurance:
Is Bharti AXA Travel Insurance available for international travels?
Yes, Bharti AXA offers travel insurance plans for domestic and international travels.
Can I purchase Bharti AXA Travel Insurance if I am already abroad?
No, the policyholder must purchase the policy before starting the trip.
What documents do I need to provide when purchasing Bharti AXA Travel Insurance?
The policyholder needs to provide a copy of their passport and travel itinerary.
How long is the coverage of Bharti AXA Travel Insurance?
The coverage duration depends on the policyholder’s travel itinerary and can range from a day to a year.
What is the maximum age limit for Bharti AXA Senior Citizen Travel Insurance?
The maximum age limit is 85 years.