If you love to travel, you know how important it is to have a good credit card. The Capital One Spark Travel Elite is one of the best options out there for frequent travelers. This card offers a range of travel benefits, including rewards points, travel insurance, and airport lounge access.
What is the Capital One Spark Travel Elite?
The Capital One Spark Travel Elite is a credit card designed specifically for people who love to travel. This card offers a range of travel-related benefits, including rewards points, travel insurance, and airport lounge access. It also has a range of other benefits, including cashback rewards and purchase protection.
What are the benefits of the Capital One Spark Travel Elite?
The Capital One Spark Travel Elite offers a range of benefits that make it an excellent choice for frequent travelers. Some of the key benefits include:
- Earn 5 miles per dollar on hotel and rental car bookings through Capital One Travel
- Earn 2 miles per dollar on all other purchases
- No foreign transaction fees
- TSA Pre✓® or Global Entry fee credit
- Luxury hotel and resort collection
- 24/7 concierge service
How do rewards points work with the Capital One Spark Travel Elite?
The Capital One Spark Travel Elite offers rewards points for every dollar spent. The number of points earned depends on the type of purchase. Cardholders can redeem their points for a variety of rewards, including travel, merchandise, and cashback. Additionally, there are no blackout dates with the rewards program, so cardholders can redeem their points whenever they choose.
What is the travel insurance offered by the Capital One Spark Travel Elite?
The Capital One Spark Travel Elite offers a range of travel insurance benefits. These include:
- Trip cancellation and interruption insurance
- Travel accident insurance
- Auto rental collision damage waiver
- Roadside assistance
How do I access airport lounges with the Capital One Spark Travel Elite?
The Capital One Spark Travel Elite offers access to over 1,000 airport lounges worldwide through the Priority Pass Select program. Cardholders simply need to present their card and a valid boarding pass to gain access to the lounge. This is a great benefit for frequent travelers who want to relax in comfort before a flight.
What is the annual fee for the Capital One Spark Travel Elite?
The Capital One Spark Travel Elite has an annual fee of $95. However, this fee is waived for the first year. The rewards and benefits of the card more than make up for the annual fee, making it an excellent choice for frequent travelers.
Conclusion
The Capital One Spark Travel Elite is an excellent credit card for people who love to travel. It offers a range of travel-related benefits, including rewards points, travel insurance, and airport lounge access. Additionally, the card has a range of other benefits, including cashback rewards and purchase protection. The annual fee is reasonable, and the rewards and benefits of the card more than make up for it. If you’re a frequent traveler, the Capital One Spark Travel Elite is definitely worth considering.
FAQ
Q: What is the APR for the Capital One Spark Travel Elite? | The APR for the Capital One Spark Travel Elite is 15.99% – 23.99% variable. |
Q: Is there a limit to the number of rewards points I can earn with the Capital One Spark Travel Elite? | No, there is no limit to the number of rewards points you can earn with the Capital One Spark Travel Elite. |
Q: Can I use the rewards points from my Capital One Spark Travel Elite for cashback? | Yes, you can use the rewards points from your Capital One Spark Travel Elite for cashback. |
Q: Does the Capital One Spark Travel Elite offer purchase protection? | Yes, the Capital One Spark Travel Elite offers purchase protection. |
Q: Is there a fee for using the Priority Pass Select program with the Capital One Spark Travel Elite? | No, there is no fee for using the Priority Pass Select program with the Capital One Spark Travel Elite. |