If you’re a frequent traveler, you know how important it is to have a reliable credit card that offers great rewards and benefits. Capital One and American Express are two of the most popular credit card issuers for travel rewards. In this article, we’ll compare the two and help you decide which one is right for you.
Capital One
Capital One offers several credit cards that are great for travelers. The Capital One Venture Rewards Credit Card is a popular choice, offering 2x miles on every purchase and a sign-up bonus of 60,000 miles after spending $3,000 within the first three months of account opening. The card also offers no foreign transaction fees and a $95 annual fee (waived for the first year).
The Capital One Savor Rewards Credit Card is another great option for travelers who enjoy dining out. The card offers 4% cash back on dining and entertainment, 2% cash back at grocery stores, and 1% cash back on all other purchases. There are no foreign transaction fees, and the card has a $95 annual fee (waived for the first year).
American Express
American Express is known for its premium travel rewards cards, such as the Platinum Card and the Gold Card. These cards come with high annual fees but offer great benefits and rewards.
The Platinum Card offers 5x Membership Rewards points on flights booked directly with airlines or with American Express Travel, and 5x points on prepaid hotels booked through American Express Travel. The card also offers a $200 airline fee credit and access to airport lounges, among other benefits. The annual fee for this card is $550.
The Gold Card offers 4x Membership Rewards points at U.S. supermarkets (up to $25,000 per year), 4x points at restaurants worldwide, 3x points on flights booked directly with airlines or on amextravel.com, and 1x point on all other purchases. The card also offers a $120 dining credit and a $100 airline fee credit. The annual fee for this card is $250.
Capital One vs American Express Travel: Which is Better?
Deciding between Capital One and American Express for travel rewards really depends on your personal preferences and spending habits. If you’re looking for a simple rewards program with no annual fee, a Capital One card may be a better choice. If you’re looking for premium benefits and are willing to pay a higher annual fee, an American Express card may be a better fit.
Ultimately, the best card for you will depend on your travel goals and spending habits. Be sure to compare the rewards programs and benefits of each card before making a decision.
FAQ
Question | Answer |
Which Capital One card is best for travel? | The Capital One Venture Rewards Credit Card is a great option for travel rewards with its 2x miles on every purchase and no foreign transaction fees. |
Which American Express card is best for travel? | The Platinum Card and Gold Card are both great options for travel rewards, but come with high annual fees. |
Do Capital One and American Express offer no foreign transaction fees? | Yes, all of the cards mentioned in this article offer no foreign transaction fees. |
Are there any other credit cards that are good for travel rewards? | Yes, there are many other credit cards that offer great travel rewards. Be sure to compare the rewards programs and benefits before making a decision. |