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If you are planning to visit any of the 26 countries that are part of the Schengen area in Europe, you will need to have a Schengen visa. One of the requirements for obtaining this visa is to have travel medical insurance that meets certain criteria. In this article, we will provide you with tips on how to obtain cheap travel medical insurance for Schengen visa.
What is Schengen Visa?
The Schengen visa is a permit that allows visitors to enter, travel, and stay within the Schengen area without any additional paperwork or border controls. The Schengen area includes 26 countries, including Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
Why Travel Medical Insurance is Required for Schengen Visa?
Travel medical insurance is mandatory for obtaining a Schengen visa. This insurance is designed to cover any medical expenses that may occur during your stay in the Schengen area. It is required to have a minimum coverage of €30,000 for medical treatment, hospitalization, and emergency medical evacuation and repatriation of remains in case of death.
How to Find Cheap Travel Medical Insurance for Schengen Visa?
When looking for cheap travel medical insurance for Schengen visa, there are several factors to consider. Here are some tips to help you find the best insurance deals:
1. Compare Insurance Providers
Compare various travel insurance providers to find the one that offers the best coverage for the cheapest price. You can use comparison websites to compare different insurance policies and prices.
2. Choose the Right Coverage
Make sure that the insurance policy you choose meets the requirements for Schengen visa. The policy should cover emergency medical care, hospitalization, and repatriation of remains.
3. Check the Exclusions and Deductibles
Check the policy exclusions and deductibles before purchasing the insurance. Exclusions are the conditions that are not covered by the policy, while deductibles are the amount that you will have to pay out of pocket before the insurance kicks in.
4. Read the Policy Details Carefully
Carefully read the policy details to understand what is covered and what is not covered. Make sure that you understand the terms and conditions of the policy before purchasing it.
5. Purchase Insurance Online
Purchasing travel insurance online is often cheaper than buying it from a travel agent. You can compare different policies and purchase the one that meets your requirements and budget.
Conclusion
Having travel medical insurance is mandatory for obtaining a Schengen visa. By following the tips mentioned in this article, you can find cheap travel medical insurance that meets the requirements for Schengen visa. Remember to choose the right coverage, check the exclusions and deductibles, and read the policy details carefully before purchasing the insurance.
FAQ
1. What is Schengen visa?
Schengen visa is a permit that allows visitors to enter, travel, and stay within the Schengen area without any additional paperwork or border controls.
2. Why is travel medical insurance required for Schengen visa?
Travel medical insurance is mandatory for obtaining a Schengen visa. This insurance is designed to cover any medical expenses that may occur during your stay in the Schengen area.
3. What is the minimum coverage required for travel medical insurance for Schengen visa?
The insurance policy should have a minimum coverage of €30,000 for medical treatment, hospitalization, and emergency medical evacuation and repatriation of remains in case of death.
4. How can I find cheap travel medical insurance for Schengen visa?
You can find cheap travel medical insurance for Schengen visa by comparing various insurance providers, choosing the right coverage, checking the exclusions and deductibles, reading the policy details carefully, and purchasing insurance online.