Travelers Plans How to Travelers Plans in The World
Traveling is exciting, but it also comes with risks. You might get ill, lose your luggage, miss a connecting flight, or encounter travel delays, among other unforeseen incidents. That’s where travel insurance comes in handy. Cigna International Travel Medical Insurance provides coverage for medical emergencies, trip interruption, and other travel-related mishaps that can leave you stranded overseas. In this article, we’ll delve into the details of Cigna International Travel Medical Insurance.
What is Cigna International Travel Medical Insurance?
Cigna International Travel Medical Insurance is a comprehensive travel insurance plan that provides coverage for medical emergencies, evacuation, repatriation, trip interruption, and other travel-related mishaps. The insurance plan is designed for individuals and families who travel abroad for business, leisure, or study purposes. Cigna International Travel Medical Insurance is available for trips that last up to 180 days and is renewable for longer trips.
What does Cigna International Travel Medical Insurance cover?
Cigna International Travel Medical Insurance provides coverage for the following:
- Medical Emergencies: Coverage for medical and dental emergencies, hospitalization, and outpatient services.
- Evacuation and Repatriation: Coverage for emergency medical evacuation and repatriation of remains in case of death.
- Trip Interruption: Coverage for reimbursement of non-refundable trip costs if the trip is interrupted due to an unforeseen event.
- Baggage and Personal Effects: Coverage for lost, stolen, or damaged baggage and personal effects.
- Travel Delay: Coverage for additional expenses incurred due to travel delays.
- Accidental Death and Dismemberment: Coverage for accidental death or dismemberment.
How much does Cigna International Travel Medical Insurance cost?
The cost of Cigna International Travel Medical Insurance depends on various factors, such as the age of the traveler, length of the trip, destination, and coverage options. Generally, the cost ranges from a few dollars to hundreds of dollars per trip, depending on the level of coverage required.
How to Buy Cigna International Travel Medical Insurance?
You can buy Cigna International Travel Medical Insurance online or by phone. The online process is straightforward – you simply fill in your travel details, choose the coverage options you need, and pay online. You can also call Cigna’s customer service team to purchase insurance over the phone.
What are the Benefits of Cigna International Travel Medical Insurance?
Cigna International Travel Medical Insurance provides various benefits, including:
- 24/7 Assistance: Cigna’s customer service team is available 24/7 to provide assistance and support.
- Global Coverage: Coverage is available in almost every country worldwide.
- Customizable Coverage: You can customize your coverage options to meet your specific needs and budget.
- No Age Limits: Cigna International Travel Medical Insurance is available to people of all ages.
What are the Exclusions of Cigna International Travel Medical Insurance?
Cigna International Travel Medical Insurance does not provide coverage for the following:
- Pre-existing conditions unless the condition is stable for a specified period before the trip.
- Intentional self-injury or suicide.
- Participation in hazardous activities such as skydiving, bungee jumping, or motor racing.
- War or military service.
Conclusion
Cigna International Travel Medical Insurance is a comprehensive travel insurance plan that provides coverage for medical emergencies, evacuation, repatriation, trip interruption, and other travel-related mishaps. The insurance plan is designed for individuals and families who travel abroad for business, leisure, or study purposes. Cigna International Travel Medical Insurance provides 24/7 assistance, global coverage, customizable coverage, and no age limits. However, it does not cover pre-existing conditions, intentional self-injury or suicide, hazardous activities, war or military service. If you’re planning to travel abroad, consider purchasing Cigna International Travel Medical Insurance for peace of mind.
| FAQ | Answer |
|---|---|
| What does Cigna International Travel Medical Insurance cover? | Cigna International Travel Medical Insurance provides coverage for medical emergencies, evacuation, repatriation, trip interruption, and other travel-related mishaps. |
| How much does Cigna International Travel Medical Insurance cost? | The cost of Cigna International Travel Medical Insurance depends on various factors, such as the age of the traveler, length of the trip, destination, and coverage options. |
| How to buy Cigna International Travel Medical Insurance? | You can buy Cigna International Travel Medical Insurance online or by phone. |
| What are the benefits of Cigna International Travel Medical Insurance? | Cigna International Travel Medical Insurance provides 24/7 assistance, global coverage, customizable coverage, and no age limits. |
| What are the exclusions of Cigna International Travel Medical Insurance? | Cigna International Travel Medical Insurance does not provide coverage for pre-existing conditions, intentional self-injury or suicide, hazardous activities, war or military service. |