Traveling is one of life’s greatest pleasures, but it can also come with unforeseen risks, such as sickness or injury. These risks can be particularly daunting when traveling abroad, where medical care can be expensive and difficult to access. That’s where Cigna travel medical insurance comes in. In this article, we’ll explore what Cigna travel medical insurance is, why you need it for your next trip, and how to get it.
What Is Cigna Travel Medical Insurance?
Cigna travel medical insurance is a type of insurance policy that provides coverage for medical expenses incurred while traveling internationally. It can include coverage for emergency medical treatment, evacuation, prescription drugs, and more.
There are several types of Cigna travel medical insurance plans to choose from, depending on your individual needs and travel plans. These plans can be purchased on a per-trip or annual basis and can provide coverage for individuals, families, or groups.
Why Do You Need Cigna Travel Medical Insurance?
While no one plans to get sick or injured while traveling, it can happen. And when it does, it can be expensive and stressful to navigate the local healthcare system and pay for medical treatment out of pocket.
Cigna travel medical insurance can provide peace of mind by covering the cost of unexpected medical expenses, as well as providing assistance with medical evacuation and other emergency services. This can help you focus on recovering and enjoying your trip, rather than worrying about the financial impact of a medical emergency.
How to Get Cigna Travel Medical Insurance
Getting Cigna travel medical insurance is easy. You can visit their website or contact a Cigna representative to learn more about the different plans available and choose the one that best fits your needs.
Once you’ve selected your plan, you can purchase it online or over the phone. You’ll receive a confirmation email with your policy details, and you’ll be ready to travel with the peace of mind that comes with knowing you’re covered.
FAQs About Cigna Travel Medical Insurance
Question | Answer |
---|---|
What does Cigna travel medical insurance cover? | Cigna travel medical insurance can provide coverage for emergency medical treatment, evacuation, prescription drugs, and more. |
How do I purchase Cigna travel medical insurance? | You can purchase Cigna travel medical insurance online or over the phone. |
What if I need to use my Cigna travel medical insurance while traveling? | If you need to use your Cigna travel medical insurance while traveling, you’ll need to contact Cigna’s 24-hour emergency assistance line for help coordinating your care and arranging payment. |
Can I cancel my Cigna travel medical insurance policy? | Yes, you can cancel your Cigna travel medical insurance policy for a full refund within 10 days of purchase, provided you haven’t started your trip yet. |