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Source: bing.comWhat is Citi Travel Protection?
Citi Travel Protection is a comprehensive travel insurance plan that offers coverage for flight cancellations, trip interruptions, lost luggage, medical emergencies, and more. It is available for purchase by Citi cardmembers who have paid for their trip with their Citi credit card.
What Does Citi Travel Protection Cover?
Citi Travel Protection offers a range of coverage options, including:
| Coverage Type | Description |
|---|---|
| Trip Cancellation | Covers the cost of your trip if it is canceled due to unforeseen circumstances, such as illness or severe weather. |
| Trip Interruption | Covers the cost of your trip if it is interrupted or cut short due to unforeseen circumstances, such as illness or severe weather. |
| Emergency Medical and Dental | Covers the cost of emergency medical and dental treatment while you are traveling. |
| Lost, Stolen, or Damaged Baggage | Covers the cost of lost, stolen, or damaged baggage, as well as the contents inside. |
| Travel Delay | Covers the cost of additional expenses, such as hotel accommodations and meals, if your trip is delayed for a certain amount of time. |
| 24-Hour Travel Assistance | Provides emergency assistance services, such as medical referrals and travel arrangements. |
How Much Does Citi Travel Protection Cost?
The cost of Citi Travel Protection varies based on the coverage options you choose and the cost of your trip. Typically, it costs between 4% and 8% of the total trip cost.
How Do You Purchase Citi Travel Protection?
To purchase Citi Travel Protection, you must be a Citi cardmember and have paid for your trip with your Citi credit card. You can purchase the coverage online or by calling Citi customer service.
What are the Benefits of Citi Travel Protection?
The benefits of Citi Travel Protection include:
- Comprehensive coverage for a range of travel-related incidents
- 24-hour emergency assistance services
- Convenient online purchasing options
- Peace of mind while traveling
Who is Eligible for Citi Travel Protection?
Any Citi cardmember who has paid for their trip with their Citi credit card is eligible for Citi Travel Protection.
What are the Exclusions of Citi Travel Protection?
Some of the exclusions of Citi Travel Protection include:
- Pre-existing medical conditions
- Self-inflicted injuries
- Participation in risky activities, such as extreme sports
- Travel to certain countries or regions with travel advisories
How Do You File a Claim with Citi Travel Protection?
To file a claim with Citi Travel Protection, you must provide documentation of the incident, such as medical bills or a police report. You can file a claim online or by calling Citi customer service.
Is Citi Travel Protection Worth the Cost?
Whether or not Citi Travel Protection is worth the cost depends on your individual needs and travel plans. If you are traveling internationally, participating in risky activities, or have a pre-existing medical condition, it may be worth the cost for the peace of mind it offers. However, if you are traveling domestically and do not have any specific concerns, it may not be necessary.
The Bottom Line
Citi Travel Protection is a comprehensive travel insurance plan that offers coverage for a range of travel-related incidents. While it may not be necessary for every trip, it can provide peace of mind for those who are traveling internationally, participating in risky activities, or have pre-existing medical conditions. Before purchasing Citi Travel Protection, it is important to carefully review the coverage options and exclusions to determine if it is the right choice for you.