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Traveling can be expensive, but it doesn’t have to be. With the right credit card, you can earn rewards, points, and cash back on your purchases to help offset some of the costs. But with so many options available, it can be overwhelming to choose the best credit card for your needs. That’s where Clark Howard comes in. In this article, we’ll take a look at some of the best credit cards for travel recommended by Clark Howard himself.
Chase Sapphire Preferred
The Chase Sapphire Preferred card is a popular choice among travelers. It offers a sign-up bonus of 60,000 points after you spend $4,000 on purchases in the first three months of account opening. That’s equivalent to $750 in travel rewards when you redeem through Chase Ultimate Rewards. You’ll also earn 2X points on travel and dining at restaurants worldwide, and 1 point per dollar spent on all other purchases. There are no foreign transaction fees, and the annual fee is $95.
Citi Premier Card
The Citi Premier Card is another great option for travelers. It offers a sign-up bonus of 60,000 points after you spend $4,000 on purchases in the first three months of account opening. That’s equivalent to $750 in airfare when you redeem through the ThankYou Travel Center. You’ll also earn 3X points on travel including gas stations, and 2X points on dining out and entertainment. There are no foreign transaction fees, and the annual fee is $95.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is a straightforward card for travelers who want to earn rewards without a lot of fuss. It offers a sign-up bonus of 50,000 miles after you spend $3,000 on purchases in the first three months of account opening. That’s equivalent to $500 in travel rewards. You’ll also earn 2X miles on every purchase, every day. There are no foreign transaction fees, and the annual fee is $95 (waived for the first year).
FAQ
| Question | Answer |
|---|---|
| What should I look for in a travel credit card? | You’ll want to look for a card that offers rewards or cash back on travel purchases, has no foreign transaction fees, and offers travel benefits such as trip cancellation insurance, baggage delay insurance, and rental car insurance. |
| How can I maximize my rewards with a travel credit card? | You can maximize your rewards by using your card for all of your travel purchases, such as flights, hotels, and rental cars. You can also take advantage of sign-up bonuses and bonus categories, such as dining or gas stations. |
| Are there any downsides to using a travel credit card? | Some travel credit cards come with annual fees, which can offset the rewards you earn. Additionally, if you carry a balance on your card, you’ll be subject to interest charges, which can also eat into your rewards. |
Conclusion
Choosing the right credit card for travel can be a daunting task, but with the help of Clark Howard’s recommendations, you can make an informed decision. Whether you’re looking for a card with a generous sign-up bonus or one with straightforward rewards, there’s something on this list for everyone. Just be sure to read the fine print and understand the terms and conditions of your card to make the most of your rewards.