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If you’re a frequent traveler, you probably know that travel expenses can add up quickly. That’s where credit cards come in handy. And when it comes to travel cards, one name that stands out is Credit Karma. In this article, we’ll take a closer look at Credit Karma travel cards and see what they have to offer.
What is Credit Karma?
Credit Karma is a personal finance company that offers free credit scores and credit monitoring services. They also provide tools and resources to help you manage your finances better. In addition to these services, Credit Karma also offers credit cards, including travel cards.
Types of Credit Karma Travel Cards
Credit Karma currently offers two types of travel cards:
| Card | Annual Fee | Rewards |
|---|---|---|
| Credit Karma Travel | $0 | 3x points on travel and dining, 1x points on all other purchases |
| Credit Karma Visa Signature | $0 | 1x points on all purchases, no foreign transaction fees, travel and purchase protections |
The Credit Karma Travel card is ideal for those who frequently spend on travel and dining. You can earn 3x points on these purchases, and 1x points on all other purchases. The Credit Karma Visa Signature card, on the other hand, is a good option for those who want more flexibility in their rewards program. You can earn 1x points on all purchases, and enjoy travel and purchase protections.
Benefits of Credit Karma Travel Cards
Here are some of the benefits of Credit Karma travel cards:
- No annual fee: Both the Credit Karma Travel and Credit Karma Visa Signature cards have no annual fee, which means you can enjoy the benefits of these cards without any extra costs.
- Rewards program: The Credit Karma Travel card offers 3x points on travel and dining, and 1x points on all other purchases. The Credit Karma Visa Signature card offers 1x points on all purchases.
- No foreign transaction fees: The Credit Karma Visa Signature card has no foreign transaction fees, which is great for frequent travelers.
- Travel and purchase protections: The Credit Karma Visa Signature card also comes with travel and purchase protections, including travel accident insurance, rental car insurance, and purchase protection.
- Credit monitoring: As a Credit Karma member, you can also enjoy free credit monitoring services.
How to Apply for Credit Karma Travel Cards
Here are the steps to apply for Credit Karma travel cards:
- Visit the Credit Karma website and create an account.
- Click on the “Credit Cards” tab and select the travel card you want to apply for.
- Fill out the application form and submit it.
- Wait for a decision from Credit Karma.
Keep in mind that Credit Karma may perform a credit check before approving your application.
FAQs
Can I use Credit Karma travel cards outside the US?
Yes, you can use Credit Karma travel cards outside the US. However, foreign transaction fees may apply, depending on the card you have.
Is there a limit to the rewards points I can earn?
No, there is no limit to the rewards points you can earn with Credit Karma travel cards.
What credit score do I need to qualify for Credit Karma travel cards?
The minimum credit score required to qualify for Credit Karma travel cards varies depending on the card and other factors. However, a good credit score is generally required.
What if I have bad credit?
If you have bad credit, you may not qualify for Credit Karma travel cards. However, Credit Karma offers other credit cards and financial products that may be more suitable for your situation.
Conclusion
Credit Karma travel cards are a great option for frequent travelers who want to earn rewards on their purchases. With two types of cards to choose from and a range of benefits, Credit Karma travel cards are definitely worth considering. If you’re interested in applying for these cards, visit the Credit Karma website today.