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If you’re planning to travel overseas, you might want to consider purchasing travel insurance to protect yourself from unexpected events such as flight cancellations, medical emergencies, and loss of personal belongings. The good news is that DBS Bank offers comprehensive travel insurance plans that can give you peace of mind during your trip. In this article, we’ll provide you with a detailed overview of DBS travel insurance, including its benefits, coverage, exclusions, and pricing.
What is DBS travel insurance?
DBS travel insurance is a type of insurance policy that provides coverage for individuals who are traveling overseas for personal or business reasons. It is underwritten by Chubb Insurance Singapore Limited and distributed by DBS Bank. The policy provides protection against a wide range of risks and hazards that travelers may encounter during their trip, such as trip cancellation, trip interruption, medical expenses, emergency medical evacuation, travel delay, loss of baggage, personal accident, and more.
What are the benefits of DBS travel insurance?
DBS travel insurance offers a number of benefits to policyholders, such as:
- Coverage for trip cancellations, interruptions, and delays
- Coverage for emergency medical expenses and evacuation
- Coverage for loss or damage of personal belongings, including baggage and personal effects
- Coverage for personal accidents and accidental death or disablement
- 24/7 emergency assistance and travel advisory services
What is covered by DBS travel insurance?
DBS travel insurance provides coverage for a wide range of events and situations that may occur during your trip. Some of the coverage options available in the policy include:
- Trip cancellation or curtailment
- Trip interruption or delay
- Overseas medical expenses
- Emergency medical evacuation and repatriation
- Loss of personal belongings or baggage
- Personal accident or accidental death or disablement
- Travel inconvenience benefits, such as missed connections and travel delays
- Emergency assistance and travel advisory services
What is not covered by DBS travel insurance?
While DBS travel insurance provides comprehensive coverage options, there are some situations and events that are not covered by the policy. Some of the common exclusions in DBS travel insurance include:
- Pre-existing medical conditions
- Loss or damage of unattended baggage
- Loss or damage of high-risk items, such as cash, jewelry, and electronic devices
- Participation in hazardous activities, such as extreme sports and adventure activities
- Intentional self-harm or suicide
- War or acts of terrorism
How much does DBS travel insurance cost?
The cost of DBS travel insurance varies depending on several factors, such as your travel destination, the length of your trip, your age, and the level of coverage you need. Generally, the premiums for DBS travel insurance range from 5% to 10% of the total trip cost. You can get a quote for DBS travel insurance on the DBS website or by contacting a DBS customer service representative.
How do I purchase DBS travel insurance?
You can purchase DBS travel insurance online through the DBS website or by visiting a DBS branch. To purchase the policy online, simply fill out the online application form and make the payment using your DBS debit or credit card. You will receive a confirmation email with your policy documents and details.
How do I make a claim on DBS travel insurance?
If you need to make a claim on your DBS travel insurance policy, you can do so by contacting the Chubb Claims Services office in Singapore. You will need to provide the relevant documents and information related to your claim, such as medical reports, police reports, and receipts. The claims process typically takes 14 working days, but it may take longer in some cases. You can also track the status of your claim online using the Chubb Claims Portal.
Conclusion
If you’re planning to travel overseas, DBS travel insurance can be a valuable investment that can protect you from unexpected events and give you peace of mind during your trip. With comprehensive coverage options, affordable premiums, and excellent customer service, DBS travel insurance is a popular choice among Singaporeans who love to travel.