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If you’re planning a trip to Disney World or Disneyland, one thing you may be wondering about is travel insurance. Travel insurance is important for any trip, but especially for a Disney vacation, where you may be spending a significant amount of money. In this article, we’ll go over everything you need to know about the cost of Disney travel insurance.
What is Disney Travel Insurance?
Disney offers its own travel insurance plan, which covers a variety of issues that you may encounter before or during your trip. Some of the things that Disney travel insurance may cover include trip cancellation or interruption, trip delay, lost or delayed baggage, medical expenses, and emergency evacuation. It’s important to note that this insurance is offered by Disney, but it is underwritten by Nationwide Mutual Insurance Company.
What Does Disney Travel Insurance Cost?
The cost of Disney travel insurance varies depending on a few different factors, including the age of the traveler, the cost of the trip, and the level of coverage you choose. Generally, you can expect to pay around 8% to 10% of the total cost of your trip for Disney travel insurance. For example, if your Disney vacation costs $5,000, you may pay between $400 and $500 for travel insurance.
Is Disney Travel Insurance Worth the Cost?
Whether or not Disney travel insurance is worth the cost depends on a few different factors. If you’re traveling with young children, or if you or anyone in your travel party has a pre-existing medical condition, it may be worth the extra cost to ensure that you’re covered in case of an emergency. Additionally, if you’re planning to spend a significant amount of money on your trip, it may be worth it to have the added peace of mind that comes with having insurance.
How Do I Purchase Disney Travel Insurance?
You can purchase Disney travel insurance when you book your vacation package through the Disney website, or you can add it on later by calling Disney directly. It’s important to note that you cannot purchase Disney travel insurance separately from a Disney vacation package, so you’ll need to book your flights, hotel, and park tickets through Disney in order to be eligible for insurance.
What Else Should I Know About Disney Travel Insurance?
Before you purchase Disney travel insurance, it’s important to read the fine print and make sure you understand exactly what is and isn’t covered. Additionally, if you have any questions about the insurance or need to make a claim, you’ll need to contact Nationwide Mutual Insurance Company directly, rather than Disney.
Conclusion
Overall, Disney travel insurance is a good option for anyone planning a vacation to Disney World or Disneyland. While it may add an extra cost to your trip, it can offer peace of mind and protection in case of an emergency. Before you book your vacation, be sure to consider whether or not travel insurance is right for you, and compare the costs and coverage of different plans to find the best option for your needs.
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Q: Can I purchase Disney travel insurance separately? A: No, you can only purchase Disney travel insurance as part of a vacation package through Disney. Q: What does Disney travel insurance cover? A: Disney travel insurance may cover trip cancellation or interruption, trip delay, lost or delayed baggage, medical expenses, and emergency evacuation. Q: Is Disney travel insurance worth the cost? A: It depends on your individual needs and circumstances, but if you’re traveling with young children or have a pre-existing medical condition, it may be worth the extra cost. Q: How do I purchase Disney travel insurance? A: You can purchase Disney travel insurance when you book your vacation package through the Disney website, or by calling Disney directly. Q: Who underwrites Disney travel insurance? A: Disney travel insurance is underwritten by Nationwide Mutual Insurance Company. |