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Travel insurance is important for anyone planning a trip. It offers protection against unexpected events such as trip cancellations, lost luggage, and medical emergencies. Many people wonder if AAA, the American Automobile Association, offers travel insurance. In this article, we will answer that question and provide more information about AAA’s travel insurance coverage.
What is AAA?
AAA is a non-profit organization that offers a variety of services to its members. It was originally founded in 1902 to provide roadside assistance to motorists, but has since expanded to provide other services such as travel planning, insurance, and financial services. AAA has over 60 million members in the United States and Canada.
Does AAA Offer Travel Insurance?
Yes, AAA offers travel insurance to its members. They offer several different types of coverage, including:
| Type of Coverage | Description |
|---|---|
| Trip Cancellation | Covers the cost of your trip if you have to cancel due to a covered reason |
| Emergency Medical | Covers medical expenses if you become sick or injured while traveling |
| Emergency Medical Evacuation | Covers the cost of transportation to a medical facility if needed |
| Lost Baggage | Covers the cost of lost, stolen, or damaged luggage |
| Travel Delay | Covers expenses incurred due to a delayed trip |
AAA also offers additional coverage options, such as rental car coverage and identity theft protection.
How Much Does AAA Travel Insurance Cost?
The cost of AAA travel insurance varies based on several factors, such as the type of coverage, length of trip, and age of the traveler. AAA members can receive a discount on their travel insurance premiums. It is recommended to shop around and compare prices from multiple insurance providers to ensure you are getting the best deal.
How Do I Purchase AAA Travel Insurance?
AAA travel insurance can be purchased online or by calling their customer service line. You will need to provide information about your trip, such as the destination, travel dates, and the number of travelers. AAA will then provide you with a quote and you can choose the coverage options that best fit your needs.
FAQs
What is covered under AAA’s trip cancellation coverage?
AAA’s trip cancellation coverage covers the cost of your trip if you have to cancel due to a covered reason, such as illness, injury, or a death in the family.
Does AAA offer coverage for pre-existing medical conditions?
AAA’s travel insurance policies do not cover pre-existing medical conditions. However, they do offer a waiver that can be purchased to cover these conditions if certain requirements are met.
Can I purchase AAA travel insurance if I am not a member?
No, you must be a current AAA member to purchase their travel insurance.
Conclusion
For those wondering if AAA offers travel insurance, the answer is yes. They offer several different types of coverage, including trip cancellation, emergency medical, and lost baggage. The cost of AAA travel insurance varies based on several factors and can be purchased online or by calling their customer service line. It is important to compare prices and coverage options from multiple insurance providers before making a purchase.