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Are you planning to travel abroad? If you have Aetna Medicare, you might be wondering if your health insurance covers any medical expenses incurred during your trip. In this article, we’ll explore the Aetna Medicare coverage for foreign travel and answer some frequently asked questions.
What is Aetna Medicare?
Aetna Medicare is a health insurance program provided by Aetna for people who are 65 or older, people with certain disabilities, and people with end-stage renal disease. Aetna Medicare offers different plans with different coverage options, including Medicare Advantage plans, Medicare Supplement Insurance plans, and prescription drug plans.
Does Aetna Medicare Cover Foreign Travel?
The answer to this question depends on the type of Aetna Medicare plan you have. Most Aetna Medicare plans do not cover medical expenses incurred outside the United States. However, some plans may offer limited coverage for emergency medical care during foreign travel.
If you are planning to travel abroad, it is important to check your Aetna Medicare plan’s benefits and coverage options before you leave. You may also consider purchasing additional travel insurance to cover any unexpected medical expenses or emergencies.
What Should I Do if I Need Medical Care While Traveling Abroad?
If you need medical care while traveling abroad, you should seek medical attention as soon as possible. Depending on your situation, you may need to pay for the medical services upfront and file a claim for reimbursement with your Aetna Medicare plan later.
If you have a medical emergency while traveling abroad, you should call 911 or the local emergency services number immediately. You may also contact Aetna’s Global Emergency Services for assistance at +1-800-527-0218.
FAQ
| Question | Answer |
|---|---|
| Does Aetna Medicare cover routine medical care outside the United States? | No, most Aetna Medicare plans do not cover routine medical care outside the United States. |
| Does Aetna Medicare cover emergency medical care outside the United States? | Some Aetna Medicare plans may offer limited coverage for emergency medical care during foreign travel. |
| What should I do if I need medical care while traveling abroad? | You should seek medical attention as soon as possible and contact your Aetna Medicare plan for assistance with filing a claim for reimbursement. |
| Should I purchase additional travel insurance for my foreign trip? | It is recommended that you consider purchasing additional travel insurance to cover any unexpected medical expenses or emergencies. |
Conclusion
If you have Aetna Medicare and are planning to travel abroad, it is important to check your plan’s benefits and coverage options before you leave. Most Aetna Medicare plans do not cover routine medical care outside the United States, but some plans may offer limited coverage for emergency medical care during foreign travel. It is also recommended that you consider purchasing additional travel insurance to cover any unexpected medical expenses or emergencies.