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Are you planning on traveling abroad and wondering if your Blue Cross Blue Shield (BCBS) insurance plan will cover you? The answer is yes, but with some limitations and restrictions. In this article, we will explore BCBS’s international travel coverage in detail.
What is BCBS?
Blue Cross Blue Shield is a federation of 36 independent insurance companies located throughout the United States. As a member-owned organization, BCBS provides health insurance to over 100 million people in the US.
Does BCBS Cover International Travel?
BCBS offers travel medical insurance coverage for its members traveling internationally. The coverage includes emergency medical expenses, emergency medical evacuation, and repatriation of remains.
What are the Limitations of BCBS’s International Travel Coverage?
It is important to note that BCBS’s international travel coverage has some limitations and restrictions. Firstly, the coverage is only applicable for trips that are 180 days or less. Secondly, pre-existing conditions are generally not covered. Thirdly, routine medical care and elective treatments are not covered.
How Can You Purchase BCBS’s International Travel Coverage?
You can purchase BCBS’s international travel coverage as an add-on to your existing BCBS plan. Alternatively, you can purchase a separate policy from BCBS Global® Core, which is a division of BCBS that specializes in international travel coverage.
What Should You Do Before You Travel?
Before you travel, it is important to review your BCBS plan and understand your coverage. You should also research the healthcare system and medical facilities in the country you are visiting. Additionally, you should take necessary precautions to ensure your safety while traveling.
Conclusion
BCBS does offer international travel coverage for its members, but with some limitations and restrictions. It is important to review your coverage and understand the terms and conditions before you travel. By taking necessary precautions and being prepared, you can ensure a safe and enjoyable trip abroad.
| FAQ | Answer |
|---|---|
| Does BCBS cover emergency medical expenses? | Yes, BCBS covers emergency medical expenses while traveling internationally. |
| Can I purchase international travel coverage if I don’t have a BCBS plan? | Yes, you can purchase a separate policy from BCBS Global® Core. |
| What should I do if I need medical assistance while traveling? | You should contact the BCBS Global® Core Assistance Center, which is available 24/7. |