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Traveling abroad can be an exciting experience, but it can also come with potential risks and health concerns. That’s where travel insurance comes in, providing coverage for unexpected medical emergencies, trip cancellations, and other travel-related issues. Cigna Health Insurance is one of the many insurance providers that offer travel insurance options, but does it cover international travel? Let’s find out.
What is Cigna Health Insurance?
Cigna Health Insurance is a global health service company that offers a range of health insurance products and services to its customers. With over 200 years of experience, Cigna is committed to providing quality healthcare solutions to individuals, families, and businesses worldwide. They offer a variety of health insurance plans, including international health insurance plans for those who travel often.
Does Cigna Health Insurance Cover International Travel?
Yes, Cigna Health Insurance offers travel insurance coverage for international travel. Their travel insurance plans provide coverage for emergency medical expenses, medical evacuation, trip interruption, and other travel-related issues. Cigna offers two types of travel insurance plans:
- Single-trip travel insurance – This plan provides coverage for a single trip for a specified period, usually up to 180 days.
- Annual travel insurance – This plan provides coverage for multiple trips throughout the year, usually up to 90 days per trip.
What Does Cigna’s Travel Insurance Cover?
Cigna’s travel insurance plans offer a range of coverage options, including:
- Emergency medical expenses – Coverage for unexpected medical expenses incurred while traveling, including hospitalization, prescription drugs, and emergency medical transportation.
- Medical evacuation – Coverage for emergency medical evacuation to the nearest medical facility capable of treating the insured or back to their home country if medically necessary.
- Trip interruption – Coverage for trip interruptions due to unexpected events such as a natural disaster, illness, or injury.
- Trip cancellation – Coverage for trip cancellation due to unforeseen circumstances such as illness, injury, or death in the family.
- Lost or stolen baggage – Coverage for lost or stolen baggage and personal items.
What is NOT Covered by Cigna’s Travel Insurance?
While Cigna’s travel insurance plans offer comprehensive coverage options, there are some things that are not covered, including:
- Pre-existing conditions – Cigna’s travel insurance plans do not cover pre-existing conditions that existed before the start date of the policy.
- Adventure sports – Some adventure sports such as skydiving, bungee jumping, and rock climbing may not be covered by Cigna’s travel insurance plans.
- Illegal activities – Any injuries sustained while engaged in illegal activities will not be covered by Cigna’s travel insurance plans.
How to Purchase Cigna’s Travel Insurance?
Cigna’s travel insurance plans can be purchased online through their website or through a licensed insurance broker. The cost of the travel insurance plan will depend on various factors such as the coverage amount, the length of the trip, and the insured’s age.
Conclusion
Travel insurance is an essential aspect of any international travel plan, providing coverage for unexpected medical emergencies, trip cancellations, and other travel-related issues. Cigna Health Insurance is one of the many insurance providers that offer travel insurance options, and their plans provide comprehensive coverage for international travel. Make sure to read the policy thoroughly to understand what is covered and what is not covered before purchasing the plan.
| Question | Answer |
| What does Cigna’s travel insurance cover? | Cigna’s travel insurance plans offer coverage for emergency medical expenses, medical evacuation, trip interruption, and other travel-related issues. |
| What is NOT covered by Cigna’s travel insurance? | Pre-existing conditions, adventure sports, and illegal activities are not covered by Cigna’s travel insurance plans. |
| How to purchase Cigna’s travel insurance? | Cigna’s travel insurance plans can be purchased online through their website or through a licensed insurance broker. |
Originally posted 2022-04-28 11:31:00.