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Traveling can be an expensive hobby, but it doesn’t have to be. With the right travel credit card, you can earn rewards that can help offset the cost of your trips. However, not everyone has a high credit score or a long credit history, which can make it challenging to get approved for a travel credit card. Luckily, there are some travel credit cards that are easier to get approved for, even if you have a limited credit history or a low credit score. In this article, we will review some of the easiest travel credit cards to get approved for.
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is an excellent option for those who are new to credit or have a limited credit history. This card offers unlimited 1.25 miles per dollar on every purchase, and you can redeem these miles for travel, cashback, or gift cards. There is no annual fee, and you can earn a bonus of 20,000 miles if you spend $500 in the first three months of opening the account.
Discover it Secured Credit Card
If you have a low credit score, you may still be able to get approved for the Discover it Secured Credit Card. This card requires a security deposit, which serves as collateral in case you can’t pay your balance. However, after eight months of responsible use, Discover will review your account and may offer you an unsecured credit card. This card offers 2% cashback at gas stations and restaurants, up to $1,000 in combined purchases each quarter, and 1% cashback on all other purchases. There is no annual fee, and Discover will match all the cashback earned in the first year.
Citi Double Cash Card
The Citi Double Cash Card is a great option if you want a simple and straightforward rewards program. You earn 1% cashback on every purchase, and an additional 1% cashback when you pay off your balance. There is no annual fee, and you can redeem your cashback for a statement credit or a check. This card also offers a 0% introductory APR on balance transfers for the first 18 months.
Chase Freedom Unlimited Card
The Chase Freedom Unlimited Card is an excellent option for those who want a flexible rewards program. This card offers 1.5% cashback on every purchase, and you can redeem your cashback for travel, gift cards, merchandise, or a statement credit. There is no annual fee, and you can earn a $200 bonus if you spend $500 in the first three months of opening the account. This card also offers a 0% introductory APR on purchases for the first 15 months.
FAQ
| Question | Answer |
|---|---|
| What is a travel credit card? | A travel credit card is a credit card that offers rewards and benefits for travel-related expenses, such as flights, hotels, and rental cars. |
| Why are some travel credit cards easier to get approved for than others? | Some travel credit cards require a high credit score or a long credit history, which can make it challenging for those who are new to credit or have a limited credit history to get approved. However, there are some travel credit cards that are designed for people with less-than-perfect credit. |
| What should I look for in a travel credit card? | When choosing a travel credit card, you should consider the rewards program, annual fee, foreign transaction fees, and other benefits, such as travel insurance and airport lounge access. |
| Can I use a travel credit card for everyday purchases? | Yes, you can use a travel credit card for everyday purchases, but make sure to pay off your balance in full each month to avoid interest charges. |