As you plan your next vacation or business trip, it’s important to be aware of any potential travel alerts or warnings. First Horizon Bank offers a travel notice service to ensure your financial security while you’re on the go. Here’s what you need to know about the First Horizon travel notice:
What is a First Horizon Travel Notice?
A travel notice is a notification to your bank that you plan to use your debit or credit card outside of your usual spending area. This can help prevent fraud by alerting the bank to potentially suspicious charges that might be made while you’re away from home. First Horizon offers this service for their customers to provide added security and peace of mind while traveling.
Why Should You Set a Travel Notice?
If you don’t set a travel notice and try to use your debit or credit card in another state or country, your bank may suspect fraud and freeze your account. This can be a major inconvenience, especially if you’re in a foreign country with limited access to cash. By setting a travel notice with First Horizon, you can avoid this situation and ensure that your bank is aware of your travel plans.
How Do You Set a First Horizon Travel Notice?
Setting a First Horizon travel notice is easy and can be done online or through the mobile app. Simply log in to your account and navigate to the travel notice section. Enter your travel dates, destination, and any other relevant information. Once your travel notice is set, your bank will be notified and your account will be updated with your travel plans.
When Should You Set a First Horizon Travel Notice?
It’s recommended that you set a First Horizon travel notice at least 24 hours before you depart for your trip. However, it’s always a good idea to set a notice as soon as you know your travel plans. This can help ensure that your bank is aware of your travel plans and prevent any potential issues while you’re away.
What Happens if You Don’t Set a First Horizon Travel Notice?
If you don’t set a travel notice with First Horizon and try to use your debit or credit card outside of your usual spending area, your bank may suspect fraud and freeze your account. This can be a major inconvenience, especially if you’re in a foreign country with limited access to cash. Additionally, if fraudulent charges are made on your card while you’re away, you may be liable for those charges if your bank was not aware of your travel plans.
Conclusion
Setting a First Horizon travel notice can provide added security and peace of mind while you’re traveling. It’s a simple step that can help prevent fraud and ensure that your bank is aware of your travel plans. Be sure to set your travel notice at least 24 hours before your departure date and enjoy your trip with added financial security.