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Traveling is an exciting experience, but it comes with its own set of risks. To ensure complete peace of mind while traveling, it is essential to have travel insurance. ICICI Lombard International Travel Insurance is a popular insurance provider offering a range of travel insurance policies for individuals and families traveling abroad. In this article, we will discuss everything you need to know about ICICI Lombard International Travel Insurance.
What is ICICI Lombard International Travel Insurance?
ICICI Lombard International Travel Insurance is a travel insurance policy designed to provide coverage to individuals and families traveling abroad. It offers comprehensive coverage against various risks such as medical emergencies, trip cancellations, loss of baggage, and personal liability. ICICI Lombard International Travel Insurance policy is available for individuals, families, and senior citizens traveling abroad for personal or business purposes.
Types of ICICI Lombard International Travel Insurance Policies
ICICI Lombard International Travel Insurance offers a range of policies designed to cater to different types of travelers. The following are the types of ICICI Lombard International Travel Insurance Policies:
1. Single Trip Policy
The Single Trip Policy is a one-time policy that provides coverage for a single trip abroad. It offers coverage against various risks such as medical emergencies, trip cancellations, loss of baggage, and personal liability. The policy can be purchased online, and the coverage starts from the day of travel.
2. Multi-Trip Policy
The Multi-Trip Policy is suitable for travelers who frequently travel abroad. It provides coverage for multiple trips within a policy period of one year. The policy offers coverage against various risks such as medical emergencies, trip cancellations, loss of baggage, and personal liability. The policy can be purchased online, and the coverage starts from the day of travel.
3. Student Travel Insurance
The Student Travel Insurance policy is designed for students traveling abroad for higher studies. It provides coverage against various risks such as medical emergencies, accidents, loss of baggage, and personal liability. The policy offers coverage for the entire duration of the course, and the coverage can be extended as per the policy terms and conditions.
4. Senior Citizen Travel Insurance
The Senior Citizen Travel Insurance policy is designed for individuals aged between 71 and 85 years traveling abroad. It provides coverage against various risks such as medical emergencies, trip cancellations, loss of baggage, and personal liability. The policy offers coverage for the entire duration of the trip, and the coverage can be extended as per the policy terms and conditions.
Benefits of ICICI Lombard International Travel Insurance
ICICI Lombard International Travel Insurance offers a range of benefits to its policyholders. The following are the benefits of ICICI Lombard International Travel Insurance:
1. Medical Coverage
The policy provides coverage for medical emergencies, including hospitalization expenses, medical evacuation, and repatriation of remains. It also covers pre-existing medical conditions, subject to certain terms and conditions.
2. Trip Cancellation Coverage
The policy provides coverage for trip cancellations due to various reasons such as illness, accidents, or natural disasters. It also provides coverage for trip curtailment and trip delays.
3. Loss of Baggage Coverage
The policy provides coverage for loss of baggage, including theft, damage, or delay. It also provides coverage for loss of passport and other travel documents.
4. Personal Liability Coverage
The policy provides coverage for personal liability, including third-party liability and damage to property.
FAQs
| Q. What is the policy period for ICICI Lombard International Travel Insurance? | A. The policy period for ICICI Lombard International Travel Insurance can range from a single day to one year, depending on the type of policy purchased. |
| Q. Can I purchase ICICI Lombard International Travel Insurance online? | A. Yes, ICICI Lombard International Travel Insurance can be purchased online through the official website of ICICI Lombard. |
| Q. Can I extend the policy period of ICICI Lombard International Travel Insurance? | A. Yes, the policy period of ICICI Lombard International Travel Insurance can be extended as per the policy terms and conditions. |
| Q. Is there any deductible in ICICI Lombard International Travel Insurance? | A. Yes, there is a deductible in ICICI Lombard International Travel Insurance. The deductible amount varies depending on the type of policy and the coverage opted for. |
| Q. What is the maximum coverage limit for ICICI Lombard International Travel Insurance? | A. The maximum coverage limit for ICICI Lombard International Travel Insurance varies depending on the type of policy and the coverage opted for. |
Conclusion
ICICI Lombard International Travel Insurance offers comprehensive coverage against various risks for individuals and families traveling abroad. The range of policies offered caters to different types of travelers, including students and senior citizens. With a host of benefits and easy online purchasing, ICICI Lombard International Travel Insurance is a reliable choice for travel insurance.