The IHG Rewards Club Traveler Credit Card is an excellent choice for frequent travelers who prefer staying at IHG Hotels & Resorts. The card comes with a host of benefits, including bonus points, anniversary rewards, and no foreign transaction fees.
How Does the IHG Rewards Club Traveler Credit Card Work?
The IHG Rewards Club Traveler Credit Card works like any other credit card. You use it to make purchases, and the card issuer rewards you with points. You can redeem these points for stays at any IHG hotel or resort worldwide.
The card comes with a sign-up bonus of 60,000 points after you spend $2,000 in the first three months of card membership. You also earn 15x points for every dollar spent at an IHG hotel, 2x points for every dollar spent at gas stations, grocery stores, and restaurants, and 1x point for every dollar spent on other purchases.
Moreover, the card offers a 10% rebate on all redeemed points, up to 100,000 points per year. This means you can get up to 10,000 points back after you redeem 100,000 points.
What Are the Benefits of the IHG Rewards Club Traveler Credit Card?
The IHG Rewards Club Traveler Credit Card comes with several benefits that make it an excellent choice for frequent travelers. Here are some of the benefits:
- Bonus Points: The card offers a sign-up bonus of 60,000 points after you spend $2,000 in the first three months of card membership. You also earn 15x points for every dollar spent at an IHG hotel, 2x points for every dollar spent at gas stations, grocery stores, and restaurants, and 1x point for every dollar spent on other purchases.
- No Foreign Transaction Fees: The card does not charge any foreign transaction fees, making it an excellent choice for international travelers.
- Anniversary Rewards: The card offers a free night certificate every year on your card anniversary, which you can use at any IHG hotel worldwide.
- 10% Rebate: The card offers a 10% rebate on all redeemed points, up to 100,000 points per year. This means you can get up to 10,000 points back after you redeem 100,000 points.
- Automatic Elite Status: The card offers automatic Gold Elite status, which includes benefits like priority check-in, late check-out, and room upgrades.
What Are the Drawbacks of the IHG Rewards Club Traveler Credit Card?
While the IHG Rewards Club Traveler Credit Card comes with several benefits, it also has a few drawbacks that you need to consider:
- No Luxury Benefits: The card does not offer any luxury benefits like airport lounge access or travel credits.
- No Transfer Partners: The card does not offer any transfer partners, which means you cannot transfer your points to other loyalty programs.
- No Elite Night Credits: The card does not offer elite night credits, which means you cannot earn elite status by spending a certain amount on the card.
Is the IHG Rewards Club Traveler Credit Card Right for You?
Whether the IHG Rewards Club Traveler Credit Card is right for you depends on your travel habits and preferences. If you frequently stay at IHG hotels and resorts and want to earn points towards free stays, the card is an excellent choice. Moreover, if you travel internationally, the card’s no foreign transaction fees make it a good option.
However, if you are looking for luxury benefits, transfer partners, or elite night credits, you may want to consider other credit cards.
How to Apply for the IHG Rewards Club Traveler Credit Card?
To apply for the IHG Rewards Club Traveler Credit Card, visit the Chase website and fill out the online application. You will need to provide personal and financial information, including your name, address, income, and Social Security Number.
You will also need to consent to a credit check, which will determine whether you are approved for the card and what your credit limit will be.
FAQs
What is the sign-up bonus for the IHG Rewards Club Traveler Credit Card?
The sign-up bonus for the IHG Rewards Club Traveler Credit Card is 60,000 points after you spend $2,000 in the first three months of card membership.
What are the bonus categories for the IHG Rewards Club Traveler Credit Card?
The IHG Rewards Club Traveler Credit Card offers 15x points for every dollar spent at an IHG hotel, 2x points for every dollar spent at gas stations, grocery stores, and restaurants, and 1x point for every dollar spent on other purchases.
Does the IHG Rewards Club Traveler Credit Card charge foreign transaction fees?
No, the IHG Rewards Club Traveler Credit Card does not charge any foreign transaction fees.
What is the annual fee for the IHG Rewards Club Traveler Credit Card?
The annual fee for the IHG Rewards Club Traveler Credit Card is $0.
What is the rebate for the IHG Rewards Club Traveler Credit Card?
The IHG Rewards Club Traveler Credit Card offers a 10% rebate on all redeemed points, up to 100,000 points per year.
What is the annual free night certificate for the IHG Rewards Club Traveler Credit Card?
The IHG Rewards Club Traveler Credit Card offers a free night certificate every year on your card anniversary, which you can use at any IHG hotel worldwide.
Does the IHG Rewards Club Traveler Credit Card offer elite status?
Yes, the IHG Rewards Club Traveler Credit Card offers automatic Gold Elite status, which includes benefits like priority check-in, late check-out, and room upgrades.