Travelers Plans How to Travelers Plans in The World
When traveling abroad, one of the most important things to consider is having travel insurance. IMG Patriot travel insurance is a popular choice among travelers because of its comprehensive coverage and affordable price. In this article, we will review IMG Patriot travel insurance and see if it lives up to the hype.
What is IMG Patriot Travel Insurance?
IMG Patriot travel insurance is a product of International Medical Group (IMG), a global insurance company that specializes in providing medical insurance for individuals, families, and groups. The Patriot travel insurance plan offers comprehensive coverage for unexpected events such as accidents, illnesses, and travel mishaps.
What Does IMG Patriot Travel Insurance Cover?
IMG Patriot travel insurance offers a wide range of coverage options, including:
| Coverage | Details |
|---|---|
| Emergency Medical and Dental | Covers expenses for sudden illnesses and injuries, including dental emergencies |
| Emergency Medical Evacuation | Covers transportation to the nearest medical facility or back home if medically necessary |
| Return of Mortal Remains | Covers the cost of transporting the remains of the insured back home |
| Trip Cancellation | Covers trip cancellation due to unexpected events such as illness, injury, or death in the family |
| Trip Interruption | Covers trip interruption due to unexpected events such as illness, injury, or death in the family |
| Lost or Stolen Baggage | Covers the cost of lost or stolen baggage and personal items |
What are the Plan Options for IMG Patriot Travel Insurance?
IMG Patriot travel insurance offers different plan options to meet the needs and budget of different travelers. The plan options include:
| Plan | Details |
|---|---|
| Patriot Travel Medical Insurance | Covers medical expenses for international travel and is available for individuals and families |
| Patriot Adventure Travel Medical Insurance | Covers medical expenses for adventure sports and activities such as bungee jumping, mountain climbing, and scuba diving |
| Patriot Platinum Travel Medical Insurance | Covers high-limit medical expenses and includes additional benefits such as identity theft, travel assistance, and concierge services |
What are the Pros and Cons of IMG Patriot Travel Insurance?
Pros
– Comprehensive coverage for unexpected events
– Affordable price
– Flexible plan options to meet different needs and budgets
– Easy to purchase and renew online
Cons
– Limited coverage for pre-existing conditions
– Limited coverage for adventure sports and activities
– No coverage for trip cancellation due to fear of travel or travel advisories
Is IMG Patriot Travel Insurance Worth Buying?
Based on our review, IMG Patriot travel insurance is a great option for travelers looking for comprehensive coverage at an affordable price. Its flexible plan options and easy online purchase and renewal process make it a convenient choice for frequent travelers. However, it may not be the best choice for travelers with pre-existing conditions or those who engage in adventure sports and activities.
FAQ
What is the minimum and maximum coverage offered by IMG Patriot Travel Insurance?
IMG Patriot travel insurance offers coverage ranging from $50,000 to $2,000,000.
Does IMG Patriot Travel Insurance cover COVID-19?
IMG Patriot travel insurance covers COVID-19 medical expenses, emergency medical evacuation, and trip interruption due to quarantine. However, it does not cover trip cancellation due to fear of travel or travel advisories.
Is IMG Patriot Travel Insurance available for non-US citizens?
Yes, IMG Patriot travel insurance is available for non-US citizens traveling outside their home country.
What is the age limit for purchasing IMG Patriot Travel Insurance?
IMG Patriot travel insurance is available for travelers up to age 99.
How do I file a claim with IMG Patriot Travel Insurance?
To file a claim with IMG Patriot travel insurance, you need to submit a claim form and supporting documentation such as receipts and medical reports. You can file a claim online or by mail.