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Traveling is one of the most exciting things that anyone can do. It is a way to explore the world and experience new cultures, but it also comes with its fair share of risks. That is where travel insurance comes in handy. Manulife travel insurance, specifically designed for those visiting the USA, is an excellent option for those who want to have peace of mind during their travels. In this article, we will take a closer look at Manulife travel insurance USA and everything you need to know about it.
What is Manulife Travel Insurance?
Manulife Financial Corporation is a Canadian-based financial services company that provides a range of insurance, wealth management, and financial planning services. Manulife travel insurance is one of their offerings, and it provides coverage for unexpected medical emergencies, trip cancellations, lost or stolen baggage, and other travel-related incidents.
Why Choose Manulife Travel Insurance USA?
There are a few compelling reasons why one should choose Manulife travel insurance when traveling to the USA:
- Comprehensive Coverage: Manulife travel insurance offers comprehensive coverage for a wide range of travel-related incidents, including medical emergencies, trip cancellations, and lost or stolen baggage.
- 24/7 Assistance: In case of an emergency, Manulife offers 24/7 assistance to their policyholders. This means that you can always reach out to them for help and support, no matter where you are in the world.
- Easy Claim Process: Manulife has a simple and straightforward claims process, which makes it easy for policyholders to file a claim and get the reimbursement they are entitled to.
- Flexible Plans: Manulife offers flexible plans that cater to the needs of different travelers. Whether you are a student, a senior, or a family traveling with kids, there is a plan that suits your needs and budget.
What Does Manulife Travel Insurance Cover?
Manulife travel insurance offers coverage for the following incidents:
- Medical Emergencies: This includes hospitalization, emergency medical treatment, and medical evacuation.
- Trip Cancellation: In case you need to cancel your trip due to unforeseen circumstances, Manulife will reimburse you for the non-refundable costs of your trip.
- Trip Interruption: If your trip is interrupted due to an unexpected event, such as a natural disaster or a family emergency, Manulife will reimburse you for the unused portion of your trip.
- Lost or Stolen Baggage: If your baggage is lost, stolen, or damaged during your trip, Manulife will reimburse you for the cost of your lost items.
- Accidental Death and Dismemberment: In case of accidental death or dismemberment during your trip, Manulife will pay a benefit to your designated beneficiary or estate.
- Emergency Travel Assistance: Manulife offers 24/7 emergency travel assistance to their policyholders, which includes medical referrals, legal referrals, and other travel-related assistance.
How Much Does Manulife Travel Insurance Cost?
The cost of Manulife travel insurance depends on several factors, such as your age, your health condition, the duration of your trip, and the type of coverage you need. Generally, travel insurance costs around 5% to 10% of the total cost of your trip. For instance, if your trip costs $5,000, you can expect to pay around $250 to $500 for travel insurance.
How to Buy Manulife Travel Insurance?
You can buy Manulife travel insurance online through their website or through a licensed insurance agent. To buy online, simply visit their website, select the type of coverage you need, and fill out the application form. You can also purchase travel insurance through your travel agent, who can help you choose the right coverage for your needs and budget.
FAQ
| 1. Is Manulife travel insurance worth it? | Yes, Manulife travel insurance is worth it if you want to have peace of mind during your travels. It provides coverage for unexpected medical emergencies, trip cancellations, lost or stolen baggage, and other travel-related incidents. |
| 2. What is the maximum age limit for Manulife travel insurance? | The maximum age limit for Manulife travel insurance is 80 years old. |
| 3. How long does it take to get reimbursed for a claim? | It usually takes around 10 to 14 business days to get reimbursed for a claim, but it may take longer depending on the complexity of the claim. |
| 4. Can I purchase Manulife travel insurance after I have started my trip? | No, you cannot purchase Manulife travel insurance after you have started your trip. You need to purchase travel insurance before you depart on your trip. |
| 5. Can I cancel my Manulife travel insurance policy? | Yes, you can cancel your Manulife travel insurance policy within a certain period after purchase, usually within 10 to 15 days. After that, you may have to pay a cancellation fee. |
Conclusion
Manulife travel insurance USA is an excellent option for those who want to have peace of mind during their travels. It offers comprehensive coverage for unexpected medical emergencies, trip cancellations, lost or stolen baggage, and other travel-related incidents. With 24/7 assistance, easy claims process, flexible plans, and competitive pricing, Manulife travel insurance is a reliable and trustworthy choice for anyone traveling to the USA.