Travelers Plans How to Travelers Plans in The World
Choosing the right travel insurance can be a daunting task, especially with so many options available in the market. If you are planning a trip to the United States, you might have come across two popular travel insurance plans: Patriot America Plus and Safe Travels USA Comprehensive.
What is Patriot America Plus?
Patriot America Plus is a comprehensive plan that provides coverage for international travelers visiting the United States. It is underwritten by Sirius International Insurance Corporation and is administered by International Medical Group (IMG).
The plan offers a range of benefits, including emergency medical evacuation, accidental death and dismemberment, and repatriation of remains. It also covers pre-existing conditions and has a high limit for medical expenses, making it an ideal choice for those looking for extensive coverage.
What is Safe Travels USA Comprehensive?
Safe Travels USA Comprehensive is another popular travel insurance plan provided by Trawick International. It is designed for non-US citizens traveling to the United States and provides coverage for medical emergencies, trip interruption, and baggage loss or delay.
While the plan has a lower overall coverage limit compared to Patriot America Plus, it offers a range of optional add-ons, including coverage for hazardous sports, terrorism, and personal liability, making it a flexible option for travelers with different needs.
Patriot America Plus vs Safe Travels USA Comprehensive: Comparison
When it comes to choosing between Patriot America Plus and Safe Travels USA Comprehensive, it ultimately comes down to your individual needs and preferences. Here is a side-by-side comparison of the two plans:
| Benefits | Patriot America Plus | Safe Travels USA Comprehensive |
|---|---|---|
| Emergency medical evacuation | Up to $1,000,000 | Up to $500,000 |
| Accidental death and dismemberment | Up to $50,000 | Up to $50,000 |
| Repatriation of remains | Up to $50,000 | Up to $50,000 |
| Pre-existing conditions | Covered with certain restrictions | Not covered |
| Medical expenses | Up to $2,000,000 | Up to $500,000 |
| Optional add-ons | No | Yes |
Frequently Asked Questions
Is Patriot America Plus or Safe Travels USA Comprehensive better for me?
It depends on your individual needs and preferences. If you want extensive coverage and are willing to pay a higher premium, Patriot America Plus might be the better option for you. If you want a more flexible plan with optional add-ons, Safe Travels USA Comprehensive might be the way to go.
Does Patriot America Plus cover pre-existing conditions?
Yes, Patriot America Plus covers pre-existing conditions with certain restrictions. However, you need to purchase the plan within a specific time frame and meet certain criteria to be eligible for coverage.
What are the optional add-ons available with Safe Travels USA Comprehensive?
Safe Travels USA Comprehensive offers a range of optional add-ons, including coverage for hazardous sports, terrorism, and personal liability. You can choose to add them to your plan for an additional premium.
Conclusion
Choosing between Patriot America Plus and Safe Travels USA Comprehensive can be a tough decision, but it ultimately comes down to your individual needs and preferences. Both plans offer different benefits and optional add-ons, so make sure to compare them carefully and choose the one that best fits your travel requirements.