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Travel insurance is a type of insurance that covers you for various types of unforeseen events that may occur while you are travelling. This can include anything from lost luggage, flight cancellations and medical emergencies. One type of travel insurance you may not have heard of is post-departure travel insurance.
What is Post Departure Travel Insurance?
Post departure travel insurance, as the name implies, is travel insurance that begins after you have left your home country. This type of insurance is primarily designed for those who are already overseas and wish to extend or renew their existing travel insurance policy.
This type of insurance is particularly beneficial for those who are travelling for an extended period of time and need to renew their travel insurance policy while abroad. It can also be useful for those who have forgotten to purchase travel insurance before embarking on their journey.
Why Do I Need Post Departure Travel Insurance?
If you are already overseas and your travel insurance policy is about to expire or has expired, you may not be covered for any unforeseen events that may occur. This is where post departure travel insurance can come in handy.
Post departure travel insurance can provide you with peace of mind by ensuring you are covered for the remainder of your trip. It can also save you from any unexpected expenses that may arise from medical emergencies or flight cancellations.
What Does Post Departure Travel Insurance Cover?
The coverage provided by post departure travel insurance policies can vary depending on the insurer and the policy you choose. However, like other types of travel insurance, it generally covers you for the following:
- Medical expenses
- Emergency medical evacuation
- Trip cancellation or interruption
- Lost or stolen luggage
- Missed flights
How Do I Purchase Post Departure Travel Insurance?
Post departure travel insurance can be purchased online from various insurers. However, it is important to note that not all insurers offer this type of insurance.
Before purchasing post departure travel insurance, it is important to read the policy details carefully to ensure that it covers your specific needs. You may also want to compare policies and prices to find the best option for you.
Conclusion
Post departure travel insurance can provide peace of mind for those who are already overseas and need to extend or renew their existing travel insurance policy. It is important to carefully read the policy details and compare policies to find the best option for your needs.
FAQs
Is post departure travel insurance expensive?
The cost of post departure travel insurance can vary depending on the insurer and the policy you choose. However, it is often more expensive than purchasing travel insurance before you leave your home country.
Can I extend my travel insurance policy while overseas?
Yes, most insurers will allow you to extend your travel insurance policy while you are overseas. However, you may need to meet certain criteria, such as being in good health and not having made any claims on your existing policy.
What happens if I don’t have travel insurance while overseas?
If you do not have travel insurance while overseas, you may be responsible for any medical expenses, flight cancellations or other unexpected expenses that may arise. This can be very costly and can leave you in a difficult financial situation.