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Traveling is an exciting experience that allows you to explore new places, meet new people, and create unforgettable memories. However, unexpected events can occur during your trip, such as flight delays, lost luggage, or medical emergencies. That’s why having travel insurance is essential, and Premera Travel Insurance is one of the best options on the market. In this guide, we will explain everything you need to know about Premera Travel Insurance, so you can enjoy your trip with peace of mind.
What is Premera Travel Insurance?
Premera Travel Insurance is a comprehensive travel insurance plan offered by Premera Blue Cross, a well-known healthcare provider in Washington state. The plan offers coverage for a wide range of travel-related risks, including trip cancellation or interruption, medical expenses, emergency medical evacuation, lost or stolen baggage, and accidental death or dismemberment.
Why choose Premera Travel Insurance?
There are many travel insurance plans on the market, but what makes Premera Travel Insurance stand out? Here are some of the benefits of choosing Premera:
- Comprehensive coverage: Premera Travel Insurance covers a wide range of travel-related risks, so you can enjoy peace of mind during your trip.
- Flexible options: Premera offers different plans to fit your travel needs and budget. You can choose between Basic, Deluxe, and Elite plans, depending on the level of coverage you need.
- 24/7 assistance: Premera’s travel assistance team is available 24/7 to provide you with support and guidance during your trip.
- Easy claims process: Premera’s claims process is simple and straightforward. You can file a claim online or by phone, and Premera will work with you to resolve your claim as quickly as possible.
What does Premera Travel Insurance cover?
Premera Travel Insurance covers a wide range of travel-related risks, including:
- Trip cancellation or interruption
- Travel delay
- Missed connections
- Medical expenses
- Emergency medical evacuation
- Lost or stolen baggage
- Accidental death or dismemberment
The amount of coverage and the deductible vary depending on the plan you choose. Here’s a brief overview of the coverage offered by each plan:
| Plan | Coverage |
|---|---|
| Basic | Up to $10,000 for trip cancellation or interruption Up to $1,500 for travel delay Up to $750 for missed connections Up to $25,000 for medical expenses Up to $500,000 for emergency medical evacuation Up to $500 for lost or stolen baggage $10,000 for accidental death or dismemberment |
| Deluxe | Up to $20,000 for trip cancellation or interruption Up to $2,000 for travel delay Up to $1,000 for missed connections Up to $50,000 for medical expenses Up to $500,000 for emergency medical evacuation Up to $1,000 for lost or stolen baggage $25,000 for accidental death or dismemberment |
| Elite | Up to $30,000 for trip cancellation or interruption Up to $2,500 for travel delay Up to $1,500 for missed connections Up to $100,000 for medical expenses Up to $1,000,000 for emergency medical evacuation Up to $2,000 for lost or stolen baggage $50,000 for accidental death or dismemberment |
How much does Premera Travel Insurance cost?
The cost of Premera Travel Insurance depends on several factors, such as your age, destination, trip duration, and level of coverage. However, the prices are quite reasonable compared to other travel insurance plans on the market. Here’s a brief overview of the prices:
| Plan | Price per person per day |
|---|---|
| Basic | Starting at $2.50 |
| Deluxe | Starting at $3.65 |
| Elite | Starting at $5.00 |
The prices may vary depending on your specific travel details, so it’s best to get a quote directly from Premera.
How to buy Premera Travel Insurance?
Buying Premera Travel Insurance is easy and straightforward. You can purchase it online or by phone, and you will receive your policy documents via email. Here’s how to buy Premera Travel Insurance:
- Visit Premera’s travel insurance page.
- Select the plan that fits your needs and budget.
- Enter your travel details, such as your destination, travel dates, and number of travelers.
- Review the coverage, terms, and conditions.
- Pay for your policy using a credit card.
- Receive your policy documents via email.
How to file a claim with Premera Travel Insurance?
If you need to file a claim with Premera Travel Insurance, you can do it online or by phone. Here’s how to file a claim:
- Visit Premera’s claims page.
- Select the type of claim you need to file, such as medical or baggage.
- Fill out the claim form with your personal information and details about the incident.
- Attach any supporting documents, such as receipts, medical bills, or police reports.
- Submit the claim form online or by mail.
Premera will review your claim and contact you if they need any additional information or documentation. Once your claim is approved, Premera will process your payment as quickly as possible.
Conclusion
Premera Travel Insurance is an excellent option for travelers who want comprehensive coverage, flexible options, and excellent customer service. With Premera, you can travel with peace of mind, knowing that you’re protected against unexpected events. We hope this guide has helped you understand everything you need to know about Premera Travel Insurance. Happy travels!