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Going on a cruise holiday is an exciting experience that many people dream of. Whether you’re traveling alone, with your partner, or with the whole family, cruises offer a range of activities and destinations that cater to everyone’s interests. However, just like any other type of travel, unforeseen events can happen. That’s why it’s important to have travel insurance, especially when cruising.
Why Do You Need Travel Insurance for Cruising?
Travel insurance is a form of protection that covers you against unexpected situations that may arise during your trip. When cruising, you may encounter issues such as flight cancellations, lost luggage, medical emergencies, and even accidents while participating in shore excursions. Travel insurance can provide you with peace of mind knowing that you’re covered in case of any mishaps.
Princess Cruises Travel Insurance Requirements
In order to ensure that all guests are protected during their cruise, Princess Cruises has certain travel insurance requirements. All guests are required to have travel insurance for the duration of their cruise. The insurance must include coverage for emergency medical evacuation, trip cancellation, trip interruption, and baggage loss or damage.
Alternatively, guests can choose to opt-out of the Princess Cruises insurance program by providing proof of their own travel insurance that meets the minimum requirements. However, guests who choose to do so must provide proof of insurance at least 30 days prior to the cruise departure date.
What Does Princess Cruises Insurance Cover?
The Princess Cruises insurance program offers coverage for a range of situations that may occur during your trip. The following are some of the benefits included:
| Coverage | Amount Covered |
|---|---|
| Trip Cancellation | 100% of the total cost of the trip |
| Trip Interruption | 100% of the total cost of the trip |
| Emergency Medical and Dental | Up to $10,000 per person |
| Emergency Medical Evacuation | Up to $25,000 per person |
| Baggage Loss or Damage | Up to $3,000 per person |
| Baggage Delay | Up to $500 per person |
| Travel Delay | Up to $500 per person |
How to Purchase Princess Cruises Insurance
Princess Cruises offers travel insurance through a third-party provider, Allianz Global Assistance. Guests can purchase insurance by contacting Princess Cruises or through the Allianz website. The cost of the insurance will depend on various factors such as the duration of the cruise, the age of the passengers, and the level of coverage.
Conclusion
Travel insurance is an essential part of any cruise holiday. Princess Cruises requires all guests to have insurance that meets certain requirements or to provide proof of their own insurance. By having travel insurance, you can enjoy your trip with peace of mind knowing that you’re prepared for any unexpected events that may arise.