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If you’re planning on taking a cruise with Royal Caribbean International (RCCL) anytime soon, you may be wondering whether or not you need travel insurance. While it’s not mandatory to purchase travel insurance, it can provide peace of mind and financial protection in case of unexpected events. In this article, we’ll dive into everything you need to know about RCCL travel insurance.
What is RCCL Travel Insurance?
RCCL travel insurance is an optional insurance policy that provides coverage for a variety of unforeseen events that may occur before or during your cruise. This insurance is underwritten by Arch Insurance Company and offered exclusively to RCCL guests.
There are two types of RCCL travel insurance policies available: the standard policy and the Cancel for Any Reason (CFAR) policy. The standard policy covers a range of events including trip interruption, trip cancellation, emergency medical expenses, and emergency medical evacuation. The CFAR policy is a more comprehensive policy that allows you to cancel your trip for any reason up to 48 hours before departure and receive a refund of up to 75% of your total trip cost.
What Does RCCL Travel Insurance Cover?
RCCL travel insurance covers a variety of events including, but not limited to:
- Trip cancellation or interruption due to illness, injury, or death
- Missed connections due to airline delays or cancellations
- Lost, stolen, or damaged luggage or personal items
- Emergency medical expenses and medical evacuation
- Weather-related cancellations or delays
- Job loss or layoff
It’s important to note that each policy has its own specific coverage limits and exclusions, so be sure to read the policy documents carefully before purchasing a policy.
How Much Does RCCL Travel Insurance Cost?
The cost of RCCL travel insurance varies based on the type of policy you choose, your age, and the total cost of your trip. The standard policy typically costs between 5-10% of the total trip cost, while the CFAR policy can cost up to 50% more than the standard policy. For example, if your cruise costs $1,500 per person, the standard policy may cost between $75-$150 per person.
How to Purchase RCCL Travel Insurance
You can purchase RCCL travel insurance at the time of booking your cruise or up until the final payment due date. To purchase a policy, simply select the option to add travel insurance during the booking process or contact RCCL’s customer service to add it to an existing booking.
FAQ
| Question | Answer |
| Is RCCL travel insurance mandatory? | No, RCCL travel insurance is optional. |
| What’s the difference between the standard policy and the CFAR policy? | The CFAR policy allows you to cancel your trip for any reason up to 48 hours before departure and receive a refund of up to 75% of your total trip cost. |
| What events does RCCL travel insurance cover? | RCCL travel insurance covers a variety of events including trip interruption, trip cancellation, emergency medical expenses, and emergency medical evacuation. |
| How much does RCCL travel insurance cost? | The cost of RCCL travel insurance varies based on the type of policy you choose, your age, and the total cost of your trip. |
Conclusion
While RCCL travel insurance is not mandatory, it can provide peace of mind and financial protection in case of unexpected events. If you’re planning a cruise with Royal Caribbean International, it’s worth considering purchasing travel insurance to protect your investment and ensure a worry-free vacation.