If you’re someone who loves to travel, then you know the importance of having travel insurance. Travel insurance can offer you peace of mind in case anything goes wrong during your trip. Scotiabank, one of Canada’s leading banks, offers a range of travel credit cards that come with travel insurance benefits. One such credit card is the Scotiabank Passport Visa, which comes with comprehensive travel insurance coverage. In this article, we’ll discuss everything you need to know about Scotiabank Passport Visa travel insurance.
What Is Scotiabank Passport Visa Travel Insurance?
The Scotiabank Passport Visa is a travel credit card that comes with comprehensive travel insurance coverage. The insurance coverage includes emergency medical, trip interruption and cancellation, travel accident insurance, and rental car collision/loss damage insurance. The travel insurance coverage is provided by Chubb Insurance Company of Canada.
What Is Covered Under Scotiabank Passport Visa Travel Insurance?
The Scotiabank Passport Visa travel insurance policy covers a range of benefits, including:
Coverage | Limit |
---|---|
Emergency Medical Insurance | Up to $1 million CAD per insured person |
Trip Cancellation and Interruption Insurance | Up to $2,500 CAD per insured person per trip |
Travel Accident Insurance | Up to $500,000 CAD per insured person |
Rental Car Collision/Loss Damage Insurance | Up to the actual cash value of the rental vehicle |
How Do I Activate Scotiabank Passport Visa Travel Insurance?
To activate the travel insurance benefits of the Scotiabank Passport Visa card, you need to use your credit card to pay for your travel expenses. You must also be a Canadian resident and under the age of 65 at the time of departure. The travel insurance coverage is automatic and does not require any additional registration or fee.
What Are the Exclusions of Scotiabank Passport Visa Travel Insurance?
Like all insurance policies, there are certain exclusions to the Scotiabank Passport Visa travel insurance policy. Some of the exclusions include pre-existing medical conditions, participating in high-risk activities, and travelling against medical advice. You can find a complete list of exclusions in the policy booklet.
How Do I File a Claim for Scotiabank Passport Visa Travel Insurance?
If you need to file a claim for your Scotiabank Passport Visa travel insurance, you can contact Chubb Insurance Company of Canada. You will need to provide them with all the necessary documentation, including medical reports, receipts, and proof of travel. You can find the contact information for Chubb Insurance Company of Canada in the policy booklet.
Conclusion
If you’re a frequent traveler, then the Scotiabank Passport Visa travel credit card can be a great option for you. It not only offers travel rewards and perks but also comprehensive travel insurance coverage. However, before applying for the card, make sure to read the policy booklet carefully and understand the exclusions and limitations of the policy. With the right knowledge, you can enjoy worry-free travel with Scotiabank Passport Visa travel insurance.