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If you’re planning a trip abroad, one of your top priorities should be to get travel medical insurance. It can provide you with peace of mind knowing that you’re covered for unexpected medical expenses while traveling. One of the options you may consider is Seven Corners Travel Medical Insurance. In this review, we’ll go over the features, benefits, and drawbacks of this insurance plan to help you decide if it’s the right choice for you.
What is Seven Corners Travel Medical Insurance?
Seven Corners Travel Medical Insurance is a plan designed for people traveling outside their home country. It provides coverage for medical expenses, emergency medical evacuation, trip interruption, and more. The plan is underwritten by Certain Underwriters at Lloyd’s of London and is available for US citizens and non-US citizens.
Features and Benefits
One of the main benefits of Seven Corners Travel Medical Insurance is the high coverage limit. The plan offers up to $5,000,000 in medical coverage and up to $1,000,000 in emergency medical evacuation coverage. This means that if you get sick or injured while traveling, you won’t have to worry about the cost of medical treatment.
Another benefit of this insurance plan is the flexibility in choosing the length of coverage. You can get coverage for as little as five days up to three years. This makes it a great option for travelers who are unsure of the length of their trip and need insurance for a specific period of time.
Seven Corners Travel Medical Insurance also offers coverage for trip interruption and cancellation. If your trip is cut short due to unforeseen circumstances, such as a family emergency or natural disaster, you can receive reimbursement for your lost expenses.
Drawbacks
One of the drawbacks of this insurance plan is the high deductible. The plan has a $250 deductible per person, per occurrence. This means that you’ll have to pay out of pocket for the first $250 in medical expenses before the insurance kicks in. However, if you opt for a higher deductible, you can lower your monthly premium.
Another drawback of Seven Corners Travel Medical Insurance is the limited coverage for pre-existing conditions. The plan only covers acute onset of pre-existing conditions, which means that if you have a chronic condition, you may not be covered.
FAQs
| Question | Answer |
|---|---|
| Is Seven Corners Travel Medical Insurance available for non-US citizens? | Yes, the plan is available for both US citizens and non-US citizens. |
| What is the coverage limit for medical expenses? | Seven Corners Travel Medical Insurance offers up to $5,000,000 in medical coverage. |
| What is the deductible for the plan? | The deductible is $250 per person, per occurrence. |
| Does the plan cover pre-existing conditions? | The plan only covers acute onset of pre-existing conditions. |
Conclusion
Seven Corners Travel Medical Insurance is a comprehensive plan that offers high coverage limits and flexible options for travelers. However, the high deductible and limited coverage for pre-existing conditions may not make it the best choice for everyone. Before choosing a travel medical insurance plan, it’s important to consider your specific needs and compare different options to find the one that’s right for you.