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Are you planning a trip abroad? Whether it’s for business or pleasure, a vacation is always something to look forward to. However, with the joy of travelling comes the responsibility of ensuring that you and your loved ones are protected in case of any unforeseen circumstances. This is where travel insurance comes in. In this article, we’ll delve into everything you need to know about Tower travel insurance and why it should be your go-to option.
What is Tower Travel Insurance?
Tower travel insurance is an insurance product that provides coverage for individuals travelling outside their home country. It is designed to protect travellers from unexpected events that may occur while they are away from home such as medical emergencies, trip cancellations or delays, lost or stolen luggage, and more.
Why Do You Need Tower Travel Insurance?
While travel insurance may not be mandatory, it is highly recommended for anyone travelling abroad. Here are some reasons why:
- Medical emergencies can arise at any time, and in some countries, medical treatment can be very expensive. Travel insurance can help you cover the costs of medical treatment, hospitalization, and emergency medical evacuation.
- If you need to cancel your trip due to unforeseen circumstances such as illness or a family emergency, travel insurance can reimburse you for your prepaid expenses such as airfare, hotel reservations, and tour bookings.
- If your luggage is lost, stolen, or damaged during your trip, travel insurance can help you pay for the replacement of your belongings.
- In case of a travel delay or missed connection, travel insurance can cover additional expenses such as accommodation, meals, and transportation.
What Does Tower Travel Insurance Cover?
Tower travel insurance offers a wide range of coverage options to suit your specific needs. Here are some of the typical benefits of Tower travel insurance:
- Medical expenses and emergency medical evacuation
- Trip cancellation or interruption
- Lost, stolen or damaged baggage and personal belongings
- Travel delay and missed connection
- Accidental death and dismemberment
- 24/7 emergency assistance
How Do You Purchase Tower Travel Insurance?
There are many ways to purchase Tower travel insurance. You can buy it directly from the company’s website, through a travel agent, or through a comparison website that allows you to compare prices and coverage options from different insurers.
How Much Does Tower Travel Insurance Cost?
The cost of Tower travel insurance depends on several factors such as your age, destination, length of trip, and coverage options. Typically, travel insurance can cost anywhere from 4% to 10% of your total trip cost.
What Are the Exclusions of Tower Travel Insurance?
While Tower travel insurance provides comprehensive coverage, there are some exclusions to the policy. These exclusions may vary depending on the specific policy, but some common exclusions include:
- Pre-existing medical conditions
- Participation in extreme sports or activities
- Intoxication or drug use
- Acts of war or terrorism
Final Thoughts
Travelling is an exciting adventure, but it can also be unpredictable. By purchasing Tower travel insurance, you can travel with peace of mind knowing that you are protected in case of any unforeseen circumstances. Remember to read the policy carefully and understand the coverage options and exclusions before purchasing. Bon voyage!
| Question | Answer |
|---|---|
| Is travel insurance mandatory? | No, travel insurance is not mandatory, but it is highly recommended for anyone travelling outside their home country. |
| What does travel insurance cover? | Travel insurance typically covers medical expenses, trip cancellations or interruptions, lost or stolen baggage, travel delays, and emergency assistance. |
| How much does travel insurance cost? | The cost of travel insurance depends on several factors such as your age, destination, length of trip, and coverage options. Typically, travel insurance can cost anywhere from 4% to 10% of your total trip cost. |
| What are the exclusions of travel insurance? | Exclusions may vary depending on the specific policy, but common exclusions include pre-existing medical conditions, participation in extreme sports or activities, intoxication or drug use, and acts of war or terrorism. |