Travel credit cards are a great way to earn rewards and save money while travelling. Australia has many options for travel credit cards that offer a range of benefits for travellers. In this article, we will discuss the different types of travel credit cards available in Australia and what to consider when choosing one.
What is a Travel Credit Card?
A travel credit card is a credit card that is specifically designed for travellers. These cards offer benefits such as travel rewards, travel insurance, and no foreign transaction fees. Travel credit cards are a great way to save money and earn rewards while travelling.
Types of Travel Credit Cards
There are several types of travel credit cards available in Australia. These include:
- Rewards credit cards: These cards offer rewards points that can be used for travel or other purchases.
- Airline credit cards: These cards are specifically designed for airline travel and offer benefits such as free checked bags, priority boarding, and lounge access.
- Hotel credit cards: These cards are specifically designed for hotel travel and offer benefits such as free nights and upgrades.
- Cashback credit cards: These cards offer cashback on purchases, which can be used towards travel expenses.
What to Consider When Choosing a Travel Credit Card
When choosing a travel credit card, there are several factors to consider:
- Rewards: Look for a card that offers rewards that are relevant to your travel needs.
- Fees: Consider the annual fee and any foreign transaction fees.
- Interest rates: Look for a card with a low interest rate.
- Bonus offers: Look for cards that offer bonus points or other incentives for signing up.
- Travel insurance: Look for cards that offer travel insurance, including coverage for lost luggage, trip cancellation, and medical emergencies.
Top Travel Credit Cards in Australia
Here are some of the top travel credit cards in Australia:
Card Name | Rewards | Annual Fee |
---|---|---|
Qantas Premier Platinum | Qantas points | $299 |
American Express Velocity Platinum | Velocity points | $375 |
ANZ Rewards Travel Adventures | Rewards points | $225 |
Conclusion
Travel credit cards are a great way to earn rewards and save money while travelling. When choosing a travel credit card, be sure to consider the rewards, fees, interest rates, bonus offers, and travel insurance offered by each card. With so many options available in Australia, you’re sure to find a card that meets your travel needs.