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If you’re a member of the military, you’re likely familiar with Tricare—the health care program for military members and their families. However, did you know that Tricare also offers travel insurance for those going on vacation or traveling for work? In this article, we’ll discuss everything you need to know about Tricare travel insurance.
What is Tricare Travel Insurance?
Tricare travel insurance is a benefit offered to Tricare-eligible members when traveling outside the United States. It provides coverage for unexpected medical expenses, emergency medical evacuations, and more. The coverage is available through Tricare Overseas Program (TOP), which is managed by International SOS Government Services Inc.
Who is Eligible for Tricare Travel Insurance?
Tricare travel insurance is available to active-duty military members, National Guard and Reserve members, retirees, and their families who are enrolled in Tricare Prime or Tricare Select. Tricare Reserve Select and Tricare Retired Reserve members are not eligible for Tricare travel insurance.
What Does Tricare Travel Insurance Cover?
Tricare travel insurance covers unexpected medical expenses due to illness or injury while traveling outside the United States. This includes emergency room visits, hospital stays, prescriptions, and more. It also covers emergency medical evacuations to the nearest medically appropriate facility.
How Do I Use Tricare Travel Insurance?
Before traveling, make sure to register your trip with Tricare Overseas Program (TOP). This will ensure that you’re covered in case of an emergency. If you need medical attention while traveling, contact International SOS, the provider for Tricare travel insurance, as soon as possible. They will assist you in finding a qualified medical provider and make payment arrangements.
How Much Does Tricare Travel Insurance Cost?
Tricare travel insurance is free for Tricare-eligible members. There are no deductibles, copayments, or out-of-pocket expenses. However, if you receive care and don’t contact International SOS as soon as possible, you may be responsible for paying the bills upfront and seeking reimbursement later.
What Are Some Exclusions to Tricare Travel Insurance?
Tricare travel insurance does not cover routine medical care or pre-existing conditions. It also does not cover injuries or illnesses resulting from reckless behavior, such as skydiving or bungee jumping. Additionally, it does not cover dental care, vision care, or cosmetic procedures.
Conclusion
Tricare travel insurance is a valuable benefit for Tricare-eligible members traveling outside the United States. It provides coverage for unexpected medical expenses and emergency medical evacuations. Remember to register your trip with Tricare Overseas Program (TOP) before traveling and contact International SOS as soon as possible if you need medical attention. Safe travels!
| Question | Answer |
|---|---|
| Who is eligible for Tricare travel insurance? | Tricare travel insurance is available to active-duty military members, National Guard and Reserve members, retirees, and their families who are enrolled in Tricare Prime or Tricare Select. |
| What does Tricare travel insurance cover? | Tricare travel insurance covers unexpected medical expenses due to illness or injury while traveling outside the United States. It also covers emergency medical evacuations to the nearest medically appropriate facility. |
| How much does Tricare travel insurance cost? | Tricare travel insurance is free for Tricare-eligible members. |
| What are some exclusions to Tricare travel insurance? | Tricare travel insurance does not cover routine medical care or pre-existing conditions. It also does not cover injuries or illnesses resulting from reckless behavior, such as skydiving or bungee jumping. Additionally, it does not cover dental care, vision care, or cosmetic procedures. |
| How do I use Tricare travel insurance? | Before traveling, make sure to register your trip with Tricare Overseas Program (TOP). If you need medical attention while traveling, contact International SOS as soon as possible. |
Originally posted 2022-03-30 19:53:00.