Traveling is an exciting way to explore the world, but it can also be expensive. One of the best ways to save money on international travel is by using a credit card with no foreign transaction fees. The USAA credit card is an excellent choice for frequent travelers as it offers many benefits such as travel rewards, no annual fees, and no foreign transaction fees.
What is USAA?
USAA stands for the United Services Automobile Association, which is a financial services group that provides banking, insurance, and investments to members of the military and their families. It was founded in 1922 in San Antonio, Texas, and now has over 13 million members worldwide.
What are the benefits of using a USAA credit card for international travel?
There are many benefits of using a USAA credit card for international travel, including:
- No foreign transaction fees: This means that you won’t be charged extra fees for using your credit card in a foreign country.
- Travel rewards: USAA credit cards offer travel rewards such as airline miles and hotel points, which can help you save money on future travel.
- No annual fees: Many USAA credit cards have no annual fees, which can save you hundreds of dollars in the long run.
- Fraud protection: USAA credit cards offer 24/7 fraud protection to ensure that your account is safe and secure while you’re traveling.
What types of USAA credit cards are available for international travel?
USAA offers a variety of credit cards that are great for international travel, including:
- USAA Rewards Visa Signature Card: This card offers 2x points on travel and dining purchases and 1x points on all other purchases.
- USAA Cashback Rewards Plus American Express Card: This card offers 5% cash back on gas and military base purchases and 2% cash back on groceries. It also has no annual fees.
- USAA Preferred Cash Rewards Visa Signature Card: This card offers unlimited 1.5% cash back on all purchases with no annual fees.
How can I apply for a USAA credit card?
Applying for a USAA credit card is easy. Simply visit the USAA website and fill out an online application. You will need to provide personal and financial information, including your name, address, annual income, and credit score.
What should I do if my USAA credit card is lost or stolen while traveling?
If your USAA credit card is lost or stolen while traveling, you should immediately report it to USAA by calling the customer service number on the back of your card. USAA will then cancel your card and issue you a new one. They can also assist you with emergency cash advances and other travel-related services.
Conclusion
Overall, using a USAA credit card for international travel is an excellent way to save money and enjoy many benefits such as travel rewards, no annual fees, and no foreign transaction fees. With many different types of credit cards available, it’s easy to find one that fits your specific needs and preferences. So the next time you plan an international trip, be sure to consider a USAA credit card to make the most of your travel experience.