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Travel insurance is paramount when embarking on a trip, especially to a foreign country where medical expenses can be astronomical. There are many options for travelers to choose from, but USI Affinity Travel Insurance is one of the most popular among US citizens. In this article, we will explore the reviews of USI Affinity Travel Insurance to aid travelers in making informed decisions.
What is USI Affinity Travel Insurance?
USI Affinity Travel Insurance is a type of travel insurance offered by USI Affinity, a division of USI Insurance Services. USI Affinity is a leading provider of insurance and financial products and services for individuals, businesses, and associations. The company has been in business since 1989, and its travel insurance plans have been protecting travelers for over 20 years.
What does USI Affinity Travel Insurance Cover?
USI Affinity Travel Insurance offers coverage for various types of travel-related risks, including trip cancellation, trip interruption, emergency medical expenses, and evacuation. The travel insurance plans also cover accidental death and dismemberment, baggage loss or delay, and travel delays due to inclement weather or other unforeseen circumstances.
What are the Benefits of USI Affinity Travel Insurance?
One of the primary benefits of USI Affinity Travel Insurance is its coverage of emergency medical expenses. The plans also offer 24/7 travel assistance, including emergency medical evacuation, repatriation of remains, and translation services. The travel insurance plans also provide coverage for pre-existing medical conditions, which is not always the case with other travel insurance providers.
What do Customers Say about USI Affinity Travel Insurance?
Customers who have used USI Affinity Travel Insurance have expressed satisfaction with the company’s customer service and the ease of filing claims. Many customers have also praised the company for its comprehensive coverage and affordable prices. However, some customers have criticized the company for the lack of transparency in its policy terms and conditions.
How to Purchase USI Affinity Travel Insurance?
USI Affinity Travel Insurance can be purchased through the company’s website or through a licensed insurance agent. Customers can choose from different levels of coverage depending on their travel needs and budget. The company also offers discounts for families and groups traveling together.
Conclusion
USI Affinity Travel Insurance is a reliable option for travelers looking for comprehensive coverage and affordable prices. The company’s coverage of emergency medical expenses and pre-existing medical conditions sets it apart from other travel insurance providers. However, customers should carefully read the policy terms and conditions to avoid any surprises in the event of a claim.
| Pros | Cons |
|---|---|
| Comprehensive coverage | Lack of transparency in policy terms and conditions |
| Affordable prices | |
| Coverage of pre-existing medical conditions | |
| 24/7 travel assistance | |
| Easy claims process |
FAQs
Is USI Affinity Travel Insurance a good choice for international travel?
Yes, USI Affinity Travel Insurance is a good choice for international travel due to its coverage of emergency medical expenses and medical evacuation.
What is the maximum coverage amount for USI Affinity Travel Insurance?
The maximum coverage amount varies depending on the plan selected, but it can be up to $2 million.
Does USI Affinity Travel Insurance cover trip cancellation due to COVID-19?
Yes, USI Affinity Travel Insurance may cover trip cancellation due to COVID-19 depending on the specific policy and coverage purchased.
Can USI Affinity Travel Insurance be purchased after starting a trip?
No, USI Affinity Travel Insurance must be purchased before departing on a trip.