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If you’re a frequent traveler, you need a credit card that can keep up with your lifestyle. The Wells Fargo Travel Card is one option that has been gaining popularity among travelers. In this review, we’ll take a closer look at what this card has to offer.
What is the Wells Fargo Travel Card?
The Wells Fargo Travel Card is a credit card designed for those who love to travel. It offers a range of benefits, including rewards points, travel perks, and more. Unlike other credit cards, the Wells Fargo Travel Card has no annual fee and no foreign transaction fees.
What are the Benefits of the Wells Fargo Travel Card?
The Wells Fargo Travel Card offers a number of benefits, including:
| Benefits | Description |
|---|---|
| Rewards Points | Cardholders can earn points for every dollar spent. These points can be redeemed for travel, merchandise, and more. |
| No Annual Fee | The card has no annual fee, making it a cost-effective option for travelers. |
| No Foreign Transaction Fees | The card has no foreign transaction fees, making it a great option for international travelers. |
| Travel Perks | Cardholders can enjoy a range of travel perks, including travel insurance, car rental insurance, and more. |
How Do Rewards Points Work?
With the Wells Fargo Travel Card, cardholders can earn points for every dollar they spend. Points can be redeemed for travel, merchandise, and more. The card also offers bonus points for certain purchases, such as airline tickets and hotel bookings.
To redeem points, cardholders can log into their account and choose from a range of redemption options. Rewards points can also be combined with cash rewards, making it easy to save money on future purchases.
How Does the Card’s Travel Insurance Work?
The Wells Fargo Travel Card offers a range of travel insurance benefits, including:
- Trip cancellation and interruption insurance
- Travel accident insurance
- Lost luggage reimbursement
- 24/7 travel and emergency assistance
Cardholders can access these benefits by using the card to pay for their travel expenses. The insurance coverage is automatic and does not require any additional registration or fees.
What Are the Card’s Fees?
One of the biggest advantages of the Wells Fargo Travel Card is that it has no annual fee and no foreign transaction fees. This means that cardholders can use the card for international travel without having to worry about incurring extra fees.
There are, however, some other fees associated with the card. For example, there is a late payment fee and a cash advance fee. If you plan on using the card for cash advances, be sure to read the terms and conditions carefully to understand the fees involved.
Is the Wells Fargo Travel Card Right for You?
If you’re a frequent traveler, the Wells Fargo Travel Card could be a great option for you. With no annual fee and no foreign transaction fees, it offers a cost-effective way to earn rewards points and enjoy travel benefits.
Before applying for the card, be sure to read the terms and conditions carefully to understand the fees and benefits involved. And even if you decide the Wells Fargo Travel Card isn’t right for you, there are plenty of other travel credit cards on the market that may better suit your needs.
Frequently Asked Questions
What credit score do you need for the Wells Fargo Travel Card?
The Wells Fargo Travel Card requires a good to excellent credit score, typically around 700 or above.
Does the card offer a sign-up bonus?
At the time of this writing, the Wells Fargo Travel Card does not offer a sign-up bonus.
Are there any restrictions on how rewards points can be used?
There are some restrictions on how rewards points can be used. For example, they cannot be redeemed for cash or used to pay off the balance of the card.
Does the card offer any other travel benefits?
Yes, the Wells Fargo Travel Card offers a range of other travel benefits, including car rental insurance and emergency travel assistance.